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Watch the Ronald Reagan Documentary, it is not new and it is streaming somewhere. It mentions how the Reagan Administration discoureaged Exxon and other oil companies from bringing the information to the public.
@ben - If I understand it - I can identify and choose to sell specific shares that are now showing a loss. Most of the dividends are showing as a a gain , but some are showing a loss . If I sell the dividends that are showing the loss the average…
Thanks y'all.
My understanding is > 1. Capital losses that exceed capital gains in a year may be used to offset ordinary taxable income up to $3,000 in any one tax year. Net capital losses in excess of $3,000 can be carried forward indefinite…
Just checked Ally Bank online 3 Year CD is Lower than a 3 year Ally CD bought through Schwab. I have previously had CD at Marcus online. Be warned - you can easily chat with a human when depositing funds. But it is impossible to reach a human when…
@BenWP- RE: "stampede to invest" - that is a direct quote from the Bloomberg article, not me . 1.5 Degrees is an Alliance Bernstein Private Placement fund.I am looking for similar vehicles.
@LewisBraham. The article quoted 35 trillion moving into …
Thanks for thoughtful response . @hank - I noted the qualifier "on Occasion" I inferred by the article , that the "occasion" might be at hand, or at least the near term horizon.
I would welcome a deeper dive on this subject .
@Hank. FWIW - I can easily get to someone pretty quickly on the phone at Schwab - and they have periodic PROMO's for new money & securities transferred in. That can help ease the pain . You might just ask for it - but I can send you a referra…
Additionally , I really liked the use of the word "only "
"You will pay tax on only 85 percent of your Social Security benefits, based on Internal Revenue Service (IRS) rules. If you:
file a federal tax return as an "individual" and your combined …
Daniel Amerman's commentary makes the case for earlier SS based on several other points, including the "pooling of the cost of Medicare premiums ". How relevant/accurate do you think that point is ?
"Bonds come in a variety as rich — and sometimes baffling — as the screw-and-fastener aisle at Home Depot."- that is the truth !
what does US IG mean ?
Thank You @Hank and @MSF - The article infers that it is also a prudent time to look abroad. I have less than 1% of my bond portfolio in foreign bonds, so it really piqued my interest.
@CRASH AND @BASEBALL FAN -My question is specifically for diversification
of funds outside of the US .Currently full positions of US Bond funds and Muni's,
and wanting to put some cash to work .Per the NYT article -I am interested in the foreign …
ITCSX is open at Schwab No load /with a fee - annual returns going back ten years within .05 -.15 basis points below PRWCX - Most likely as a result of the slightly higher ER .
Thanks @stillers - Yes , I amirs averse - and I understand that EM and SC are inherently more risky- I look for less Maxx DD and recovery within the category. I have almost no exposure to either at the moment - Heavy Domestic Large Cap and cash - …
Looking at MSSMX Eye watering YTD + 136.75% 1 year + 127.18% it holds overstock.com ++607.77% 1 year.. .too late ? The Wasatch small caps look greta also - alas... closed . It looks like best open option is ARTSX
Thanks All for the comments and suggestions . @BewnWP &@AndyJ > I was cautious about the Mathews fund due to the recent departures of fund managers. I definitely understand EM is inherently more risky, exactly why I was concentrating on t…
@msf . Thanks so much for the thoughtful analysis! I really appreciate it !
I did note the EM in KGIRX which is another category I am interested in for new cash - I need to offset the concentration in US Large caps over all. I have very little ex…
@msf thanks for the suggestion of KGIRX. I spent some time on their very interesting website this morning. https://www.kopernikglobal.com- Iben makes some very compelling arguments. The correlation of KGIRX to TBGVX-PRCNX-ArTKX - are all below 0.…
@msf. agreed- Several great ideas ! ( thanks ) and I think it has gotten a bit confusing because....
1. I asked to consider a "global blend manager" in the hopes that might put the decision making between Value & growth in the hands of the ma…
@LewisBraham- I took note of QUSOX after your earlier comment on anther thread.
It is categorized as small/Midcap even has a small slug of micro in there - which might be of interest for a smaller allocation.
I have not compared it to other stric…
@bee VGWLX is 60/30 equity /bonds and of the equity 59.21% U.s. so not what I am looking for . I am looking for the holy grail - Smart international or global manager with decent returns and some downside protection. not heavy with U.S and Fa…
Thanks
@sma3. Generally their reports have been very straight forward and informative . I was re-reading to look for an explanation for the underperformance
@lewisBraham. I am sick of waiting on value.... aren't we all ? But I do question the decision to bail on it totally . The minute I bail its going to take off for sure! I sold Artgx earlier in the year to harvest the losses in a taxable account .…
@shostakovitich ... exactly ! Also looking into these :• INTL MFAPX/MFAIX – SOME MIOPX/MIOIX (12%US) for China & EM MGGIX is 63% US–all same manager INTRNL-LCG-MFAIX-lower risk &return -MIOPX-slightly riskier- MFAIX 11% US. MIOIX less FA…
