Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
@VF
Very valid point...I have held RYSEX for quite some time, and have large CG backed in, so tax-wise I will not sell! It is one of Royce's better funds, and usually shines when market is tanking! If I was 20+ again, I would probably go with SV i…
Great question... and I cannot speak to all of these stocks, but Amazon is eating EVERYONE elses' lunch! They are now in groceries, books and are leading the charge in AI, not to mention the success of Echo! This is all besides their main busin…
I like your thoughts on "portfolio insurance"! The key to finding adequate investment vehicles, IMHO, to truly satisfy this requirement is COST! Some are fortunate to have access to the G Fund inside the TSP. G Fund price only moves in one direct…
Was waiting for you to chime in....if you can read, I offered solutions to the problems facing households today! I BEGGED the government NOT to pay me while i prevented the Taliban from invading your backyard!!! It was my moral Right to serve and…
I can buy you a silver shag wig and spray paint the initials "H" "C" on it, and you can wear it while you pretend to be in the White House spreading anti-conservatism!!!
Sorry for delay in responding... I just got back from bench pressing 450lbs. w…
YOU ARE MY ROLE MODEL... and I mean that sincerely!!! Imagine if every parent put in the time/effort you did! We would have ZERO need for socialist welfare government programs!
The usual haters... Welcome!
I did nothing special...i had the same options at 18 years of age as anyone else. I chose to serve Uncle Sam... I just spend less time crying about a lost election and more time enjoying retirement! To each their own…
Great minds think a like!!! I am such a simple minded person that I have to use Quicken Premier to track my finances! Each month, the little green column (income) MUST be larger/higher than the nasty red column (expenses), or I either have to:
1. …
My Mother died in 2013 at age 77 after a 21 day stay at Lennox Hills after a "failed" surgery for a thoracic aortic aneurysm. My Father is a 20+ year prostate cancer survivor, and had robotic triple bypass surgery. I have seen these medical bills!…
Thanks...Good info! Yes, I maxed out other available tax sheltered accounts and was looking for a way to save more without paying more in taxes (I wrote a $5500 check to IRS last year in ADDITION to what was withheld from my pension!)! I had a "vo…
My Father is now in a nursing home where he pays $4k+/monthly out of pocket! His pension covers this...again, without proper financial planning (living trust), this would not be possible! We all have choices...he chose to forgo expensive cars, des…
What you fail to realize is that I am not "special" or unique...nor is my situation. I grew up with a stay at home Mom and a Father who retired after 41 years as a NY State Corrections Officer. My Father never bought anything for himself, but amas…
Option#2: Donate your social security to the cause...I have never calculated it into my overall investment plan, and I doubt I will ever see a dime of it when age eligible! It is another one of those guaranteed basic human rights...correct???
PAY MORE IN TAXES...FUND THE 23 MILLION WHO MAY LOSE COVERAGE OUT OF YOUR OWN WAR CHEST!!! Simple solution...you can always pay more in taxes than what you OWE!!! Help some of the less fortunate liberals out...establish your own liberal utopian so…
Read above! Yes...TRICARE Prime...I gave up 26 years of my life in exchange for a $4k/month pension and basically free health care for the rest of my life! I retired at 44! Zero debt...7 figure retirement portfolio...graduated in a class of 35 in…
@catch22
I cannot comment on your "friends" situation, but I do invest in the FPRA, and the underlying funds can fill voids in a portfolio than cannot be filled elsewhere (IRA, 401(k), etc.). I currently invest in the Templeton Global Bond VIP fund…
Solution.. Voluntarily agree to having your investment gains (LTCG, STCG, Dividends, interest. etc.), and income, taxed at 50%; you will be doing your country, and political ideology, a HUGE favor!!!
I am a problem so!ver, and I don't just spew venomous complaints without offering a viable solution to the "problem" like many on this site; so on-behalf of all those who have been wronged by the current administration, I have voluntarily submitted …