Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
First of all congrats at making it to that point.
I'm no expert on RMDs, I guess I can wait a bit to learn. However, I'm thinking maybe you include RMD as part of adjusting your asset allocation all through the year perhaps? This way you don't have…
Hi sir Vintagefreak that why they have desktop calculators
not sure if you were being sarcastic :-)
my problem is when they report cost basis on tax forms. their calculations are incomprehensible and whatever "rounding logic" I apply, I cannot reac…
@VF: I tried to do 3 primary with different % in retirement account. I think its being a retirement account that's causing me grief.
good to know. Have been toying with moving my TDAmeritrade :-( IRA to Vanguard. The problem with Vanguard that driv…
@JoeD So I think I have mentioned many times I don't go binary on the markets. I have 3 models that tell me whether to be 0, 33%, 66% or 100% invested. When they turn up/down I move my allocation in appropriate direction 10-11% at a time. And I neve…
@VintageFreak If I understood you correctly you outlined your investment strategy as following: keep some balanced funds as core, allocate to stocks and cash in different proportions depending on the situation. In the worst case scenario (recession…
@JoeD and VintageFreak : If 100% cash is your answer, then the next question when to sell your stocks. You do not know the exact timing of the recession but you anticipate it in the coming months. Also there should be some transitional period: you d…
@Derf I didn't have any trouble, but now that you are saying it, I'm going to go and check tomorrow. Are you saying settings got messed up or? I had my wife as primary and kids as secondary
2 out of 3 of my models are down. I'm ratcheting down towards 33% invested in my retirement accounts. End of month, i'll know what happens to 3rd model.
mutual funds are not free at Merrill Edge. Their NTF lineup is limited.
I used to have Firstrade. For all of 4 months. Don't recall what it was, but they ticked me off. Or maybe I was just reeling from horrible e*trade and ameritrade experiences and…
Don't be afraid to trade the fund peepz. Maybe they opened it for same reason IVA opened its funds, to avoid selling and get tax hit. Distributions happen once a year. After it distributes this year I will be attempting to bottom fish.
By the way I…
McConnell is as dumb, dishonest, disingenuous, disgusting and distasteful as they come. George Washington and the boys are puking in their graves.
You can say that in any post. I will read your post every time. No need to worry about Ted posting any…
Look like there will be some major butt kicking... Everyone fav uncle is in the mix
https://www.cnn.com/2018/10/17/politics/biden-2020-run/index.html
Are we trying to create a record for oldest elected president or something? I for one have this …
until recently bought appliances at sears. Maybe it will continue to exist in some form. i thought radioshack also filed bankruptcy right? I still see them.
how the heck are these funds doing this? I know if I buy they will start tanking.
All who own this funds please thank me.
I have RPHYX, RSIVX, and FPNIX
err...have the timber prices timbered so much these guys cannot retire? Wierd to consider it as a retirement plan. Why not just put the money in stock market for 30 years? That's supposed to work out right?
Let's not tout capitalism and then compla…
I wonder if any of the following ideas will get money from Fidelity
Buttbook
LinkedOut
Timberrrrr
Titcoin (this is actually real and perhaps better investment than Bitcoin)
People don't change. People's perception of people might change, but people don't.
Unless everyone in WFC is fired and replaced I will not believe anything has change.
I hope good people will join me to make sure we don't bail out Wells Fargo by giv…
Waiting to buy IVWAX if I can get it NTF, after it makes distributions
Bottom fished the much malined ARTZX (yeah over ARTYX, while I might buy it too). Both for trades of course.
I keep seeing articles and people forwarding me whatsapp (which I promptly delete) videos on what google is doing internally. And of course expecting world to adopt technology it developed, because how dare the world not.
There is a lot of BS IT th…
"If common sense could be purchased everyone would have it."
@VintageFreak- I'm not so sure on that. Seems to me some on a limited budget would opt for beer. :-P
You are making my point!
Buying beer would be the common sense thing to do. I shou…
I actually started creeping into emerging markets. Should have held off a bit. HTF was I supposed to know Trump imposing tariffs on Turkey on Steel(?) which would have affected it's GDP by 0.04% (I'm not kidding) was supposed to take it's and all ot…
I find good value in the discussion board and would hate to see it go.
Yes, because sometimes we have to take the good with the bad. If common sense could be purchased everyone would have it. That's never going to be the case.
While it is hard, I a…
@Sven. Yeah. Apple finally woke up. Problem is their computers are still too dang expensive. THAT is the reason there is no real alternative to Windows.
I've tried using Linux at home several times. I keep going back to Windows. It's like not wanti…
MFO will be enhanced if it worked like Whatsapp. There can be a GENERAL section which everyone can CHOSE to visit. And then other's can "subscribe" to other Topics, aka chat groups.
People can join and leave "People against Trump" discussion.
And…
So funds opening in the interest of current shareholders.
Okay. So then those who buy the fund in 2018, if the performance sucks until 2023, will M* publish article how stupid investors are when they sell? What would IVA have done for shareholders…
