Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Several years ago, I tried to open an account at Vanguard so I could purchase their funds without the transaction fee that Schwab charges. Vanguard lost my application, not once, not twice, but three times...at that point, I decided to stay with Sc…
Also forgot to mention that if you live near a Schwab office, you get invitations to a lot of workshops, seminars, etc., in addition to the ones they offer online.
I've been with Schwab for about 10 years...when I started managing my own portfolio...so I can't really compare to another broker, but I have been very happy with Schwab and started accounts there for my sons, as well. When my sons were in college,…
One of my proudest moments as a mom was when I took my two sons, then ages 15 and 12, to the Pearl Harbor monument. I explained to them beforehand that since it was a resting place for many servicepeople, they were to be serious and reverent when w…
Anna, You missed my point. Our president and members of Congress should abide by the laws they enact for the rest of us. Not a "librul" or conservative issue...simply good policy and good leadership.
What I always find amusing is when lesser known commentators are hired by a network with a different political affiliation and they suddenly morph from liberal to conservative or conservative to liberal. Kinda like our politicians...their real affi…
Hi, catch -- One of my favorite memories of Garmisch was to go on my morning run...along with the cows with their giant cowbells clanging as they walked to pasture. Sometimes still think of my favorite backerei in Nuernberg ;)
I lived and worked in Nuernberg, Germany when I was in my late 20's. Loved living in Bavaria and traveling to Switzerland, Austria and Italy to ski. Great location in central Europe to take long weekends just about anywhere.
Last summer, we took …
I can't believe I agree with davidrmoran on something! If your health and financial situation warrant, I think it's always better to wait and grow your benefit steadily and tax-free. In addition, if you have a lower-earning spouse who will potenti…
The many DoD projects I have worked on were all tightly and efficiently run as well, micro-inspected, checked, and scrutinized to a faretheewell, but I did not want to go there, since counterfactuals are available too, especially large undesired por…
It is common everywhere (private sector too) to try and spend down and zero out your yearly budget so as not to get cut, yeah.
As a former small business owner, this would have been a very silly thing for me to do. But, with big government agenci…
His original statement was copied and pasted by me in my first post. Apparently, he knows something I don't....how to edit your own posts to make someone else look foolish when they take issue with one of your statements.
Correction...I worked at the contracting office in the 80's...don't want to appear older than I already am.
BTW...loved the shout-out to my alma mater...it's been rough the last few years living with a Sparty!
the popular idea that big gov is inefficient and bureaucracies inherently wasteful, is largely a myth
Really??? So why, when I worked for a regional contracting office of the DoD in Germany back in the 70's, we would pull an all-nighter to spend w…
Hi, Brian -- I currently have a generation-skipping trust. I created it upon the advice of my attorney, mainly to protect my sons' inheritance from divorce (their father and I are divorced). I googled "legacy family trust" and they sound very sim…
Congrats, Ted! Thank you for all the great posts! I have found some phenomenal funds through your articles...and I sure hope you keep posting them. I am buying Altegris/KKR Commitments Fund, thanks to an article you posted last week!
I emailed Schwab today and asked if they planned to sell these funds when available. They emailed me back with a "definite maybe". I noticed that they no longer list the existing Grandeur Peak funds in the alphabetical fund directory. It has me a…
Hi, andiel049,
My two sons and I all own WSCVX in our Roths, and since we are all under 59 1/2, we can't help you, but I would like to know how the whole transfer process works. Maybe if you can explain it, you would get an offer. I think some p…
In the prospectus, they stated that the distribution could include return of capital...so I just plan to watch it for a while after I make a small investment before committing serious $$$$.
Yes, I was thinking the same thing. I am also curious if the steady uptrend is due mostly to fund inflows, rather than performance. I remember the same thing happening with RSIVX/RSIIX.
I'm done...read above post. I really like davidrmoran, though, and Dave, if you want to keep going, we can meet in the back alley...aka pm. so we don't continue to bore people.
I agree...it's become a forum of two people.
Hey, Dave -- Glad to hear you're okay! I'm still sick with a bad cold, so no golf for me today. It's causing me a lot of anxiety, too, because there's only one month left in the year and Obama is waaayyy ahead of me in rounds played! ;)
Anyways, …
Dave, where you been, dude? I thought maybe you had gotten injured in a scuffle over Doorbusters at the mall! Actually, I was starting to feel really bad that maybe I hurt your feelings with that pontificating wisecrack I made :(
Glad you're ba…
Mona...Yes, you are most definitely a "have" in the eyes of the Administration! Now stop gloating, will you??
Don't know why we were told in two states...Michigan and Florida...that I could not be on his benefits as a domestic partner. Going to…
Back from Black Friday shopping....in one piece!! YAY!!! Also won a $100 gift card at Sports Authority (shhh...don't tell the King...he might take $40 of it!)
davidrmoran...so appreciative of your concern! We already tried the "domestic partner" a…
Hey, davidrmoran, new found friend ;), finally a post with some concrete suggestions and a hint of humor! For a while there, I thought I had been time traveling to a college lecture hall with a boring professor droning on. ;) I have had umbrella i…
david r moran...Do you self-insure or does your employer cover your insurance? If you self-insure, could you please name your provider? I would love to save some money on premiums. If your employer pays....lucky you!! I would hope you could must…
davidrmoran...I was referring to the ACA and Informal Economist's question...that's the topic of this discussion. I understand some people prefer government to help with their decision making and that's fine... I prefer making my own decisions, whe…
