Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
10 January, '25.
https://www.bloomberg.com/news/videos/2025-01-10/bloomberg-real-yield-01-10-2025-video
I offered some highlights in a previous attempt to post, but my way-too-sensitive stoopid Apple idiot computer evaporated the whole thing when i…
"[F]ollow the laws of the land . . . and be kind to yourself and to other human beings (just like the Oxygen mask protocol)." [underline added.]
Everything is covered.
Not by a long shot. Although we are very far afield from the original thread. B…
There are a whole lot of voters who don't feel that either major party is representing them. And that alienation is increasing by the month.
true, true, true.
They are out of touch because they are out of touch with the reality of their brand perception. Calling them "Out of Touch" is just a kinder way of saying what @rono has already said. Do not blame the customer when the issue is with the product, o…
Drinking that Kool-Aid again, I see. I have no room for "Woke," either. But it has nothing to do with wildfires erupting in the midst of a SANTA ANA WINDSTORM. Santa Ana winds come around rather often to the L.A. basin. It's never pleasant. This tim…
@BaluBalu I stole that initial italicized phrase from @hank, above my own short post, there.
Maybe it's always been true that the majority can't think beyond their own noses. Not just every FOUR years, but with regard to the House, there is often a…
Sold INCM (not a bad income play). Leaped into RLTY. Gives me 3 equal weight CEFs in the equity / income sleeve, which is something I’d hoped to achieve, It’s a risky bet on rates falling and real estate turning up. Most of my other stuff is pretty…
Thanks, @Derf. I was not including the amount auto-stolen from SS to pay monthly Trad. Medicare premium. What is "ad plan?" You mean, additional medigap plan?
I am not eligible for Medicare. I was debating whether I should get Medicare Advantage or Medicare supplemental insurance when eligible. My Dad tells me that Medicare Advantage patients are more likely to be denied essential treatment (in favor of…
@BaluBalu
Noam Chomsky, "The Common Good:"
The smart way to keep people passive and obedient is to strictly limit the spectrum of acceptable opinion, but allow very lively debate within that spectrum – even encourage the more critical and dissident…
OK. Now I'm loaded for bear. BTW, this question was not for me. I'm making an executive decision to move a friend's money I babysit out of MAPOX. It's falling down on the job, the last few years. Simpler is better. After all of this back and forth, …
PRWCX vs (TCAF+PRCFX)
If you can't own PRWCX, maybe consider owning a combination of TCAF/PRCFX.
Using a percentage of the eft TCAF in combination with a percentage of PRCFX one can approximate the same portfolio as PRWCX.
PRWCX allocation chang…
Oh, dear. My head is spinning. ITRIX shows ER of 0.64% and PRWCX shows 0.71%. Could a person not just choose ITRIX for a Trad IRA, for example? If identical portfolios don't matter?
They wouldn't take the Orange Criminal even into exile. It might give ME some satisfaction to see the bugger sent up to Alert with the job of sweeping up behind the few who are there permanently. Clean the toilets, Donny. Ah, but that would be risky…
Thanks for the reply. ITRIX might be labeled as Institutional, but the entry threshold listed at M* says "0." Zero. Same with ITRAX. Given that, why not just get into institutional class? Ork? Maybe have to go buy it directly from Voya.
Not a bet on anything- just maintaining a reasonable overall inflation protection. MMKT = 56%, Fixed = 44%. Incoming pension & SS are sent to MMKT, transferred to checking acct as needed. Always an annual surplus of income over expense, so MMKT …
Never get involved with other people’s kids or their money. It is a thankless exercise. I think school teachers are brave.
At the same time know that no one takes care of your kids or your money like you would. So, if you trust these to other …
Good thinking, @hank.
....I thought I might just express this: I'm allergic to taxes. With profits on domestic investments, I can choose zero withholding and it's simple. My foreign holdings (from time to time) all wanted to grab a percentage from …
all the great trips they were taking on their home equity.
OMG!
Ya, since 2010 I've babysat a colleague's portfolio. Pretty plain vanilla, all $$$ at TRP, still. I moved my own to uncle Chucky. He and many others were getting shafted by another col…
https://www.stockrover.com/world/insight/summary/Quotes/ISPY
(Doggy poopies! That link does not let you hold that particular security. Just type it into the search box.)
"Derivative income" style. Enough to scare me away. Remember The Big Short.
P/…
You don’t have to be crazy to think this way, but it helps.
No joke. At every turn, more and more absurdity faces us. Will we ever get back to normal? The majority of voters are ...... dolts.
You'll just have to imagine the single ear. Pick right or left side. The choice is yours.
https://media.istockphoto.com/id/1294900929/photo/blue-round-circle-with-a-happy-or-smiley-face-icon-on-it-against-yellow-background.jpg?s=2048x2048&w=is&…