Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
I'm a bit confused by all the complaints.
1) I never used debit cards, a few showed up many years ago and I just cut them up immediately. CC have better protection = end of story.
2) I got/replaced/opened several CC, including this week, none is mad…
I spent years in what SS calls "non-covered" jobs. WTF is THAT? It means you did not pay in. That's junk. I've ALWAYS paid in. Finally, I was asked to come in, in person, with last 2 tax returns. My SS monthly jumped from $700+ to $1,200.00. That wa…
Schwab chat is a thing I use more than the phone: no stoopid 16-question identity routine. Usually, the chat reps are helpful. But sometimes, they have given me the WRONG information. They hire chat-workers who are learning as they go. Your question…
All these changes, big and small. "New and improved." And it accomplishes what? Nothing is routine anymore. The machines are in charge. And the machines don't do what they're supposed to do, because the humans gave them faulty, incomplete informatio…
My peeve, they put the "tap" icon in one place but you actually have to tap someplace else on the machine.
Yup. Geniuses in charge. We are surrounded by bogus-brains.
-5 single stocks. Two are much bigger than the others. 13% of total.
-Junk bond ETF is still miniscule. Less than 1%.
-5 mutual funds, 81% of total.
-5% "cash" chosen by both myself and fund managers.
53 stocks
41 bonds, mostly still junk. My junk…
Holding. Waiting for a further drop, to buy anything. SP500 Record? Not seeing it in my stuff. Doggy poopies. BHB div. today. Nice. Next divvy due is in July: BCE.
All these changes, big and small. "New and improved." And it accomplishes what? Nothing is routine anymore. The machines are in charge. And the machines don't do what they're supposed to do, because the humans gave them faulty, incomplete informatio…
UK. 0.36%
Dev. Europe 4.88%
Dev. Asia 0.3%
5.54% foreign. Not by choice. My fund managers put my money there. So, I'm very limited re foreign stuff. But 41% in bonds. YIELD on full portfolio is 4.05%. Liking that. Age 70 is coming in late July. Hol…
"...The SEC under Chair Gary Gensler has been tightening its grip on private funds, and the rules were aimed at bringing increased transparency to a burgeoning industry known for its opaque and complex layers of fees..."
5th Circuit Court of Appeal…
"...I agreed and will see what I hear from them soon."
Please do tell us. I can't get any communicationat all from the Honolulu office by phone, period.
I'm limited to Roku-available channels. The major networks, including news, give us a 10-minute tease which shuts off automatically. Crapola. Al Jazeera is unlimited. Lately, it's more and more difficult to watch the news. We are living in a mixed-u…
I'm away now until 12 June. Enjoy, everyone. 5 years since I've been "off the Rock." Of course, everything is in the crapper today. And somehow, the TS div. date has a new published day: 29th now, not 22nd, as previously published. And how does THAT…
i've been 70 in july, too -- the 24th. so you're going to set it up now, to go into effect when?
Oh, heavens, no. Not yet. But I've been following some decent advice without realizing it, for a few years, already: Take a small chunk from the T-IR…
Glad to read your words, @yogibearbull. @Mona. @MikeM. @Low_Tech. Yes, I'm with Schwab. Glad the process sounds so painless. I'll set it up from the website. The office downtown has proven to be rather useless, anyhow. They won't even answer calls o…
ET (MLP) is still in the add-zone. Limit order is in for just several more shares. I also don't want to shoot myself in the foot and jack-up my cost basis needlessly.
...Still waiting for the glorious, special, spectacular TS dividend, due 22 May. …
Yeah. Car batteries are expensive. You got to have them if they go bad.
But why do "average people" buy bottled water by the case? When did that become a necessity?
https://www.nrdc.org/stories/flint-water-crisis-everything-you-need-know
https:/…
What lucky person gets to buy PACLX share class?
I can't find the difference between PACLX and PRWCX... ?????
The ER for PRWCX is 0.71 and for PACLX it is 0.97.
https://www.morningstar.com/funds/xnas/prwcx/quote
...But WHY?
Whoa. Hell, no. I could do without THAT!
EDIT TO ADD: No other reactions? Perth Tolle sounds quite savvy to me. The fund is performing well, though she's not listed as a Manager. She's running the company itself, I suppose?
Smart, convincing. She knows what she's talking about. She's tuned into what capitalism is all about: self-interest and greed. Words we never use. But making money while operating under an autocratic regime is always going to be hobbled by the polit…
Thinking vs. feeling. Remember the old Mazda commercials? "It just feels right." People get fed a line of junk, and buy into it because it serves their preconceived partisan purposes, whether or not any of it is fact-based.
Yes. Oversimplifying. Seems to me the proper historical marker is the period of months leading up to Israel's unilateral decree of Statehood.
I'll let Archbishop Chacour tell it:
I'm 85, and have never voted for anyone other than the Democratic presidential candidate. For the first time in my life I would vote for someone other than Biden, specifically to protest his tolerance of the Gaza situation. Unfortunately, my only ot…
Have not heard from "Sarge" RonO lately in here. He's gone quiet. I recall he was saying that if the Orange Abomination gets re-elected, we're pretty much doomed. AGREED. So, he's running neck-and-neck with Joe, and RFK, Jr. is also in the mix. A re…
Gee... I wonder where the 50%+ that think the economy/market stinks or otherwise are pessimistic get their news from?
They form uninformed opinions, clearly. Financially illiterate, they hear bits and pieces and extrapolate in a wrong-headed direct…