Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
@johnN
Yup, one is betting not upon their actual life; but whether they can afford out of pocket costs for something in the major category of a life altering event. Not unlike one does not need insurance on their house if the mortgage is paid and th…
Howdy @Old_Skeet and @JohnChisum
Are the equity managers of the groups mentioned in the ariticle also attempting to conclude what they will do if and when their equity holdings also encounter a "liquidity" event?
If high yield bonds and bank loans…
Thanks @Ted
>>>A few critical words from the article, IMO; of which, similar thoughts have been discussed here by fine members of this forum.
Cliffe at ING is less willing than Yardeni to lambaste central banks, noting it’s hard to say ho…
Hi @msf
I found this info from my original write on Nov. 20:
The adult plan is named: Premier Bronze and the minor child plan is named, Premier Value.
I am aware of "rate regions" for coverage pricing; but don't know the boundary lines. I suspec…
@msf
Thank you for your contributions. I was able to check the health plan document again, and the following is, as written, regarding the new plan year, 2015. This document was sent to current plan holders:
Changes we're making to your coverage
…
Reply not aimed at the messenger; but the theory.
SAFE ???
Neither ! Depends upon when one buys and one sells.
February of 2009 would be a good gauge of values, eh?
Howdy @InformalEconomist
You noted: "With only a $1,000 annual benefit paid by the insurance co., it seems a challenge to justify paying the insurance. As teeth seem to break down more the longer they are around in your head, it may well pay to se…
Hi @rjb112
You asked about the dental plan I noted previous. The below will cover the majority of this area.
The individual providing this info stated that there is the consideration to forgo the $91/month for two, when factoring the plan limits …
'Course, the higher the underlying price/value of "whatever" moves upward that is throwing off the dividend; will also "push" the dividend/yield downward.
Not unlike the yields that were present in late 2008 in the HY bond area. Heck yes, the yield…
Let's see. I'm ah think'in.........
The central banks.....still !
So, China is apparently worried about continued growth, so the People's Bank drops some rates; BOJ is buying a bunch of equity for their own portfolio, ECB is attempting to write n…
@MaxBialystock
When I was in Japan in 1969 the exchange rate was 360 yen/$1 U.S. I recall the same rate in 1971 when making purchases from Tokyo.
Check the graph to find what you're look'in for.......click the graph to enlarge the viewl.
Yen from…
@Junkster and @scott
I understand about the anxiety or concern about waving a flag of success too soon into the challenge of stock picking.
As most are here today at MFO; there is something inside of all of us that presents our nature and viewpoi…
Howdy @Junkster
I love it ..... you noted: "deleting the last part because of being superstitious."
Nothing wrong with being a successful, superstitous investor, eh?
Take care,
Catch
Howdy @msf
Thank you for your input to this topic.
You noted: "I suspect that many people didn't really know the actual insurance costs."
I agree wholly with this statement.
Both at our house received an annual report from our employer(s) with a…
@JohnChisum
The $12,700 is for the healthcare plan. Everything in the dental plan, except 2 cleanings & standard xray, are out of pocket expenses for the 1st year of the plan. I don't recall the deductible for the dental plan, although it is hi…
Hi @scott
Now, the following generally applies for the most part; for those who are in a position to take advantage of circumstances based upon their personal abilities and/or financial situation.
Our house, attempts to offset whatever areas are o…
Howdy @JohnChisum et-al
I will agree with the presumption of a few conservatives here; but only to the point of those who have chosen to write; that may reflect this "tilt" here. Perhaps the "more conservative types" choose not to write.
I am sure…
@Accipiter and @chip
Thank you very much.
Note: I arise at 6am EST everyday. I do two things firstly. First, is a very large cup of hot coffee while the pc boots; then secondly, signin to MFO. A very nice method to start my day.
@Old_Joe
Well, in the most pure form of our fine English language/grammar; the key portion of my statement would be: "I don't know anyone". 'Spose I could rework this to, " I don't personally know anyone...."
Alas, I do get your drift.
Good night.
…
@Old_Joe
We will ????? :)
Up early Tuesday, away I must go......piling the bed covers tonight........current wind chill at 4; but static temp. warming to 24 Tuesday, but with 20mph winds. Yipee..............
Catch
@JohnChisum
You noted: "With that said, do we know how bonds will react with the current situation they are in now? As others have mentioned in the past, they look at them more as a ballast."
>>>I suppose for both of us; the "length" of a…
Howdy @JohnChisum
You noted: "For alternatives, I look at long-short funds and fixed income of multi asset variety. With rates on bonds so low investors want to get something during a downturn."
>>>I suggest that during a downturn, bond r…
@JohnChisum
This stuff was discussed last year regarding throwing in the "consumption tax", let alone kill the yen when so much is imported.......'couse supposed to help exports, too.
Don't know how things move along there from this point. One may…
Although this hospital is not directly investible; the nature of the direction of these type of services/systems globally is part of healthcare, and many investments mixed into broadbased funds will have pieces of the various pies which sustain thes…
Not directly related to U.S. healthcare, I am sure many here are aware of the foreign health centers that have come into place in the past 10-12 years, in particular with India and Thailand.
This is a new entry that I have watched for the past two …
@Accipiter
So, if I am away for 2 weeks; without a connection or time to connect to MFO; I will be able to view the "normal" board, but also have to go "dumpster diving" for other posts which get the boot, as there may be something of interest the…
May as well travel this path going forward; the other alternative investing.
So, this mix comes down to the K.I.S.S. portfolio, eh? Below are combined returns for VTI and BND (or equivalent holdings):
---2009, + 16%
---2010, + 11.8%
---2011, + 4…
@MaxBialystock
I do believe there is something else not happy with your pc....desktop or laptop version.
I've loaded two sets of updates, on two different laptops in a timely and expected fashion.
Howdy @Junkster
From Oct 15 when I posted the thread regarding the 10 yr moving below 2% and one of your replies:
"I e-mailed heezsafe yesterday in fact, albeit had no idea it could be as soon as today. I said if he sent me his address I would se…
@MikeM
You're right........that was a real crappy write. I did a re-do. I've been outside and too cold.
Basically, should each 401k have its own rollover IRA account or just rollover both 401k's into one Fidelity IRA account? Same applies for the …
I see consolidation in most bond funds. The past 4 weeks have found a pattern that I will call "flat". This is a real condition and although I have used and enjoy Khan Academy for various topics; I don't need the site to modify what I see in reality.
