Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Howdy @msf
Thank you for your input to this topic.
You noted: "I suspect that many people didn't really know the actual insurance costs."
I agree wholly with this statement.
Both at our house received an annual report from our employer(s) with a…
@JohnChisum
The $12,700 is for the healthcare plan. Everything in the dental plan, except 2 cleanings & standard xray, are out of pocket expenses for the 1st year of the plan. I don't recall the deductible for the dental plan, although it is hi…
Hi @scott
Now, the following generally applies for the most part; for those who are in a position to take advantage of circumstances based upon their personal abilities and/or financial situation.
Our house, attempts to offset whatever areas are o…
Howdy @JohnChisum et-al
I will agree with the presumption of a few conservatives here; but only to the point of those who have chosen to write; that may reflect this "tilt" here. Perhaps the "more conservative types" choose not to write.
I am sure…
@Accipiter and @chip
Thank you very much.
Note: I arise at 6am EST everyday. I do two things firstly. First, is a very large cup of hot coffee while the pc boots; then secondly, signin to MFO. A very nice method to start my day.
@Old_Joe
Well, in the most pure form of our fine English language/grammar; the key portion of my statement would be: "I don't know anyone". 'Spose I could rework this to, " I don't personally know anyone...."
Alas, I do get your drift.
Good night.
…
@Old_Joe
We will ????? :)
Up early Tuesday, away I must go......piling the bed covers tonight........current wind chill at 4; but static temp. warming to 24 Tuesday, but with 20mph winds. Yipee..............
Catch
@JohnChisum
You noted: "With that said, do we know how bonds will react with the current situation they are in now? As others have mentioned in the past, they look at them more as a ballast."
>>>I suppose for both of us; the "length" of a…
Howdy @JohnChisum
You noted: "For alternatives, I look at long-short funds and fixed income of multi asset variety. With rates on bonds so low investors want to get something during a downturn."
>>>I suggest that during a downturn, bond r…
@JohnChisum
This stuff was discussed last year regarding throwing in the "consumption tax", let alone kill the yen when so much is imported.......'couse supposed to help exports, too.
Don't know how things move along there from this point. One may…
Although this hospital is not directly investible; the nature of the direction of these type of services/systems globally is part of healthcare, and many investments mixed into broadbased funds will have pieces of the various pies which sustain thes…
Not directly related to U.S. healthcare, I am sure many here are aware of the foreign health centers that have come into place in the past 10-12 years, in particular with India and Thailand.
This is a new entry that I have watched for the past two …
@Accipiter
So, if I am away for 2 weeks; without a connection or time to connect to MFO; I will be able to view the "normal" board, but also have to go "dumpster diving" for other posts which get the boot, as there may be something of interest the…
May as well travel this path going forward; the other alternative investing.
So, this mix comes down to the K.I.S.S. portfolio, eh? Below are combined returns for VTI and BND (or equivalent holdings):
---2009, + 16%
---2010, + 11.8%
---2011, + 4…
@MaxBialystock
I do believe there is something else not happy with your pc....desktop or laptop version.
I've loaded two sets of updates, on two different laptops in a timely and expected fashion.
Howdy @Junkster
From Oct 15 when I posted the thread regarding the 10 yr moving below 2% and one of your replies:
"I e-mailed heezsafe yesterday in fact, albeit had no idea it could be as soon as today. I said if he sent me his address I would se…
@MikeM
You're right........that was a real crappy write. I did a re-do. I've been outside and too cold.
Basically, should each 401k have its own rollover IRA account or just rollover both 401k's into one Fidelity IRA account? Same applies for the …
I see consolidation in most bond funds. The past 4 weeks have found a pattern that I will call "flat". This is a real condition and although I have used and enjoy Khan Academy for various topics; I don't need the site to modify what I see in reality.
Remote Desktop/Access has been a feature built into MS software since Windows XP. The program can be turned on by user "a" and allow access to this pc from user "b". I have used this to access a relative's pc to help with a problem. This may be part…
Howdy @Tony
IMO, these current long term issues reflect a "mood" regarding "true" growth in economies.
LTPZ (+16%), the long end of TIPs holdings also reflects strong returns YTD.
Some folks still consider much real weakness exists in many sector…
@Tampabay
Not knowing your source regarding plastic surgery for Joan Rivers, the below is the medical examiner's report.
However, this is from the New York City Medical Examiner's Office report:
The department confirmed that Rivers died followin…
John,
Hmmmmm, ya; like all of this, eh; I suspect some upward moves are already in place. One has to wonder whether the Nov. 17 transistion will be of any value to changing equity values. It should not, IMO. But, we know markets and money flows do…
Howdy @JohnChisum
Thanks for the linked article.
Also, I posted a China related thread with several internal links you may find of interest.
Take care,
Catch
@Ted and @rono , et al veterans
First, thank you.
An added note. I recall my first 3 months of pay. $90 gross/month (perhaps that was net). I believe this moved to $102.50/month with the first rank promotion. 'Course, the food was free, housing w…
@Charles
Yes, this is an interesting site. I do have a login for this site from many years ago; but have not logged in for some time.
For those reviewing any of the companies; I am not sure how BrightScope updates data, but I know some of the data …
@Junkster
I generally agree with you about this era, our time.
But, as time moved into the mid-60's; some of the wheels came off, here and there.
I recall receiving my military draft notice in the mail. In thinking about this after the fact and wh…
The more pure plays like UNG has already reacted to the polar vortex story starting about 10 days ago.
UNG is up almost 13% in the last week.
This is a trader's play, short term; most likely.
Stay warmer down there :) ............snowblower …
from the article: "There is a third asset, crucial to retirement preparedness, in which millennials actually have an advantage over their parents: their own human capital."
Millennials by some broad definitions range in birth years from 1982-2000. …
@MaxBialystock
Yup, lots of fee layers in some of these plans. 403b's are likely the worse (an annuity layered inside of a tax deferred plan).
? So, you wife's employer places "x" amount of monies into the account every year whether she has contr…
@Charles Aside from actions in the equity areas......
The below list are etf's we monitor, in particular; among others.
Friday close was interesting, in bondland, IMHO:
(these are Friday only numbers)
IEF +0.64%
LQD +0.63%
TIP +0.58%
LTPZ …
@Old_Joe @hank
Hey OJ, behave yourself. :)
Lots of Michigan folks in that state, too, eh?
Okay, away for a fundraiser to support the local high school band.
Take care,
Catch
@hank
So, are you two runn'in away from the cold weather???
Appears there is gonna be some big waves moving across Lake Michigan in the next few days.
Catch
@MaxBialystock
per "Fundmentals" posts at Fundalarm, the last being Nov/Dec of 2009:
"Make more, lose less" MMLL
MFO thread regarding this......
http://www.mutualfundobserver.com/discuss/discussion/1196/fundamentals-old-make-more-lose-less-…
