Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
@Ted
Thank you. A very good "to think about things" write, the human animal and investing.
The last few words........
"For the moment just two things are clear. First, that simple is better most of the time. Second, that the odds are against com…
@JohnChisum
I agree as to your points too with personal data storage. We have fire safes for storage located in the most secure part of our house; not subject to water/flooding; and even less subject to fire/heat circumstances.
Related: Google's Project Zero targeted to find software security holes, notifying the vendor with a 90 day fix period; thereafter releasing the data to the public.
A bit ironic, to a point; with Google's ability to gather personal data. But, this …
Hi @golub1
You noted: "Reversion to the mean works over the long term, but momentum works over shorter terms. How soon it fails and when to switch to another strategy is the great puzzler."
This statement pretty much sums the whole picture.
We a…
.77% out based upon the $3.5 billion previous.................now, if the trend continues for several weeks or months, then perhaps of consequence, eh???
And which equity? We know large caps and other caps have their days in the sun, while the othe…
Disclaimer: :)
"The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor."
With the above in …
@msf
Along the same line of price and quality.
I had very good performance and wear with a Columbia winter jacket that was worn through a work day, 5-7 days a week for about 10 years during the cool and cold months. The jacket was subjected to outd…
Acitve managed Moderate Allocation funds list, which vary in balance methodology.
Click upon the 5 year column for the longer view to sort by return percentage.
Note: these funds, not unlike we mortal individual investors have off years, too; as …
Update PRNews release, number 2,098 related topic: 16/2/2015, 21:26 hours, U.S.
Well now............ULTIMATUM is pretty strong wording. And "by" Friday, none the less. Perhaps meaning before Friday's dawn sky?
Round 76 and counting.....
Howdy @msf
Knowing you dig deep into whatever needs research......
I offer the following trinket per Wikipedia:
"On January 1, 2006, MBNA merged with and into Bank of America. MBNA America Bank, National Association, (MBNA) then became a wholly …
Howdy @Ted
Accounts are being consolidated here.
With a remaining conviction that real estate will maintain forward momentum, as long as interest rates don't become upward crazy too fast or some other strange event; the next likely candidate for …
@Ted
Yes, FRIFX is a tame one in the real estate arena. Hell, it is listed as a 3 alarm fire fund here in Charles' list; because it is matched against pure real estate equity funds.
M* does not have a category for this type of fund; so it shows up a…
One of our real estate holdings for the past several years is FRIFX. It is an odd duck fund for the other RE in its category; as it averages about 50/50 equity and bond mix.
The fund turnover runs about 30; among 570 or so holdings as of the most r…
'Course.....the lowest mortgage rates are for those with excellent credit scores, 20% down, which also avoids the PMI insurance fees.......
And folks actually want to have a mortgage, versus rent.
There will always be some who want to purchase a hom…
To note again. Click the dropdown menu "subject" , at this first page, for a brief overview.
A category also exists for financial studies, listed within economics and finance. A whole bunch of goodies here.
Khan Academy
Khan is a fine example of…
Additionally, Dept. of Justice seeks felony/criminal charges against CITI, JPMorgan, Barclays and RBS for currency manipulation.
I don't recall criminal charges being in place before, excepting individuals.
Story link
@Maurice
Well, don't know about the public service part.
Some cultures or portions of that culture, consider that a prostitue provides a "public service".
Sidenote: Personal observation that Ms. Lagarde spends too much time in the tanning booth. Is there an add-on tax in France for tanning booth owners; as in the U.S. ?
IMF chief Christine Lagarde suggested in an interview with UK's Guardian that the…
Fidelity has had this one, FCONX since March of 2011 (when interest rates were going to increase :) ); but it is too expensive at .40 ER, which wipes out the yield currently at, .20%, 30 day SEC yield.
Negative cash flow like some of the central …
@paule
This is what I listened to this morning......about 1hour, 42 minutes....a nice mix.
Click onto the "show more" just below the album cover/description area for the play list.
A nice CSN mix
Catch
Yes, HEDJ is hopp'in around with the rest of the markets, eh? I do agree, however; that this etf may be one of the better choices for Euroland.
Ownership data, although too dated, of some interest
Let us discover how money meetings go thru Wednes…
Hi @LLJB
Thank you for your exhaustive efforts with this subject. You are an additional example of the many here who continue to make this site so worthy of reading and contemplation.
Hi @Puddnhead
Glad you're here, eh? Now, git to ur studies ! …
Hi @Ultimate_Contrarian
You noted: "more and more are looking for areas where value can still be added."
I agree and likely resulting to the flatline in some areas so far this year. Money looking for a new home in undervalued or neglected areas; rot…
Hi @Mark
I know a few folks who escape Michigan to spend 3 months at Orange Beach, AL.
It can become "cool" when the big fronts push into the deep south; but very inexpensive relative to Tampa and further south in Florida. They rent 2 and 3 bedroom …
@jerry
You noted: "A poor showing by international equities and bonds was probably the main reason diversified portfolios (including the asset allocation within funds underperformed."
Would agree that 2014 favored large cap and U.S.; with sm/mids h…
@Crash
Max, don't forget for forward planning that once you start SS and Medicare; that Medicare will reduce your monthly SS payment to you by $104.90 for Plan B (2015 number) + annual increase. Also that you need to consider gap insurance for what …
Hi @Crash
Hey, Max; here is a brief notation about what it may cost to leave the snow and be around Hono.....................
---Price difference in Honolulu, HI and Worchester, MA
Groceries
42%more
Housing
114%more
Utilities
86%more
Transport…
Yes. These were the standard number sets:
Standard baud rates included 110, 300, 600, 1200, 2400, 4800, 9600, 14400, 19200, 38400, 57600, 115200, 128000 and 256000 bits per second
@ron
You have a decent mix of bond holdings, IMO.
A prior post from you leads to the conclusion that you are looking at TIPs funds to fill another bond sector.
You likely have already done this, but I would dig through the list of TIPs funds to …
Hi @Old_Joe and @JohnChisum
Well, the new "one" does "route"; but the box and unit name is still labeled as "modem".
A Motorola/Arris, Surfboard, Model SB6141. The "company" is pumping and/or can pump more to us, as we demand. The download speed f…
Hi @JohnChisum
:) Yes, to the modem. A cable system modem, which is connected to an Apple "Airport Extreme", dual band wifi for the house.
Still got to connect to the outside world via the modem. I still have an old 56k phone line modem. Recall b…
Hi @ron
PRAIX is an "enhanced" TIPs fund at this time; with all the "adjustment" tools available with many Pimco funds. I know you are aware of this, too; if this is what you want to add to your mix.
We maintain our holding of PIMIX; although the …
@TSP_Transfer
Similar and related reporting, with a bit of added data.
We've (here) discussed some of this too many times over the past few years, regarding Greece and the related complex Eurozone structure.
A Guide to the debt standoff betwee…
@TSP_Transfer
Had a few moments to dig through a few things and your piece. Thank you.
All appeared well earlier in the day, regarding ECB/Greece.....well, apparently not.
I will refrain from adding to equity positions, at this time.
Regards,
…
