Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
@Crash
Things have been pretty much 'splained in full.............and that your TR Price site will have calcualtors to help your determine your RMD needs. From all I have studied, your RMD for the first year will be about 3.85% of your total IRA val…
@hank , et al..........
I presume this method in some form may also apply to other custodial IRA accounts.
At Fidelity, we have linkage setup between our accounts and our credit union to allow us to move money electronically in either direction.
…
Hi @hank
A critical language portion of the 2012 revision of pension(s) taxation in Michigan:
Entities, over whom Michigan has jurisdiction, disbursing pension or
annuity payments are required to collect withholding on those payments that are exp…
@savra
Which of the funds are you considering in the below linked list?
Your having access to your 403b web site should allow you to determine from that list what the fund types consist. An example: aggressive growth should be noted in the prospect…
@davidmoran
I have always had a professional experience with SS and Medicare. I had several follow-up questions with a lady at the SS office. She was always very prompt and knew her business. She received a thank you card, from me, for her efforts,…
@Tampabay
You've missed the entire notion of the thread.
I don't recall anyone mentioning being "unhappy", except you.
Traveling to the point of staying in another location for a long enough period of time to learn, grow and enjoy is the focus o…
@JohnChisum
Recalling that, regarding your mention of Japan..........when I was traveling for a year (Europe/North Africa) perhaps 10% of those I met were long term travelers, meaning their plan was to travel for at least one year. The Aussies, bot…
Hi @LLJB
Recall most, but not all of the "Costa Del Sol". This portion of my travel happily consumed 2 1/2 months; starting at Gibraltar and eventually leaving Spain to travel towards Switzerland/Germany.
The "tapas" bar........yum !
I had a 1962 V…
Hi @little5bee
Ah, yes. Bavaria. Lived in Garmisch for about 3 months during the late fall and early winter period in 1973. One side trip provided a wonderful, sunrise morning view from the Zugspite.
Recall that too much of my food intake there w…
Howdy @JohnChisum
Geez........you triggered some brain cells with your mention of Japan. I was fortunate to stay just outside of Tokyo for about 6 weeks way back in 1969 during the cherry blossom bloom period. I also had a "ride" on the fairly new b…
Hi @hank
Not that you don't know this; but too many folks who may desire to not start SS early, must take the money early, as it is money they really need for living. The SS money is not for investing or otherwise; for these folks.
@Crash
As msf wrote; there are many choices. Time to get studying on all of this now. Not sure if you can have some of the supplemental coverage plans (i.e., Plan F) if you are "expat" status living in another country. And your stated $1,000 becomes…
Good Morning @Ted
I'm hoping the big money finds the markets oversold at this time, too. I don't choose to give back too much of the YTD gains at this house.
Take care,
Catch
@MJG
You noted:
"But I don’t like just opinions that are not backstopped with applicable data and informed references."
You must have or have had some interesting discussions involving religious beliefs and other topics where opinion may not always…
Hi @hank
Yes, OT for this board........kinda. But, this does help define the problems that exist in many other states, too.
The broader problem being the politics, eh? And politics do affect investments, too; from intervention of and into policies,…
@JohnChisum
This would be broadband connections..........but the mode doesn't really matter, eh?
Thank you
@Ted
Not a complaint regarding NSA, strictly an observation.
Thanks
Anyone have any other related info regarding problems or otherwise using…
Bio and pharma have had an interesting down ride the past few days, but have recovered today. I recall SBIO being down about 7% earlier in the day.
Our house is full up of what we want at this time; so there won't be any sells today, and no spare c…
Welcome @carminusa
You did not state whether you have access to broad range of moderate allocation funds; but if this is the case:
You may also consider VILLX, FBALX or FPURX .
Note that VILLX, for whatever reason had a nasty 2014; but appears t…
@dicksonL
Finding my username in your post.....not knowing your other holdings or whether your IRA(s) has access to a brokerage feature, to allow you to place your monies just about anywhere; I can only add to what msf noted with a few trinkets of t…
Hi @JohnChisum
I still do a lot of simple math as you explained. However, through the 8th grade; when the math teacher would have a challenge in our class, lists of numbers to add were written on the blackboard and two students at a time would have …
Hey @Old_Joe
Nope.............could be such a thing as how folks process layout patterns. Folks do see the same data in a visual field that is or is not as comfortable for input.
What if the data for the test was not pie chart, but bar graph?
I b…
Bank of Japan and target inflation not likely to happen.
This has been discussed here, wondering how the plain and simple QE could or would help the CPI rate in Japan; especially with adding a consumer tax after the last round of QE........a duh???…
@JohnChisum
Make that 2 folks here, who have not eaten there.
Perhaps a more radical circumstance; is that although I am a coffee drinker, I have not had anything from a Starbucks.
@rjb112
Based upon their currency forecast, still time for one to purchase their favorite Japan or Europe hedged etf, eh?
Well, we'll see how GS does with their forecast. I recall they and a few others who projected the the 10 year note would alr…
From the article:
"I’m not suggesting that every investor has to implement these specific constraints to guide their actions. But all investors do have to figure out which constraints to place on themselves based on their past history and personalit…
@Old_Joe
Yes, agree with your statement.
Mr. Westheimer seemed to be a person one could have a drink with at the local pub, have a pleasant chat and in the end; one would likely consider him to be gracious person.
Not at the ranch this weekend, eh?
@msf
Yes.........thank you. I excluded the wording regarding "if tax was withheld". This to me, makes this all the more strange. They want the 1099 paper copy if tax was withheld, but not if no tax was withheld. This circumstance, of course; being t…
@Charles
Don't fear with this, as profit taking will not exceed more than an 8%. This is enough of a move to satisfy the big money.
Although one must keep in mind, with this statement; the left side bar note from David on the pages of MFO:
We ca…
@Old_Joe and all
There are, of course; many things with the IRS desires (rules/regs) that lag technology and common sense.
If one files electronically (to the best of my knowledge) , is retired and receives a 1099-R; that this form is never sent…
Thanks @Ted
From the article:
"A recent survey found that a net 84% of global fund managers thought bonds were overvalued.
How far can this go? That is the dilemma. In the long run, such a yield looks crazy; in the short run, not so much. The Eu…
@MJG
You noted that you are moving monies from Fidelity to Vanguard to take some type of advantage with the Vanguard offerings, yes?
Will you please clarify the advantage of this switch?
Thank you.
Catch
@little5bee
It will be worth watching how it does today (April 17, Friday) and for the next week or so if the equity markets remain in a down trend and/or sideways at lower levels.
My 2 cents worth for these type of funds when the equity sectors ar…
@scott
Yes. I have spoken with way too many folks who bitch about this or that about pricing from a particular company. My reply has been that, if you think you're being overcharged for a service and the company is making a profit; invest in the co…
