Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
@Crash
Total return since inception (Nov, 2011) indicates about a 3.6% annualized total return rate.
I don't suspect this will change much between now and Nov. 2016. The 5 year total will reflect the current status, + or - a tenth %.
@Old_Joe............
I didn't check the prior to compare to the recent; but this is from December, 2015.
Take care out there.
Back outdoors here, to finish cutting a tree, keeping it from falling and crushing the fence or me!
Next time around I pla…
@MJG
The below link provides various data about WWII vets, including those alive by state. The data is from this year. Your linked article was relative to the "oldest, by age, known" WWII veteran. I recall seeing this on tv.
http://www.nationalww2…
@MJG
You stated: "Today, there are no WW II survivors who served in the military."
Say what?
I just spoke with a 94 year old from our city, a WWII B-25 pilot; last Wednesday. I met 2, B-17 flight crew members last August from my area, but they may h…
Mr. Gross may be correct with some of his notations. However, will his skills; and his perceptions of problems, way has the Janus fund he manages provided such low returns. Perhaps a "forest and the trees" syndrome, eh?
With regard to low interest r…
@johnN
What say you??? Do you have a date in mind? Do you suspect that real estate will crash again leading to other problems; or perhaps other problems will lead to an eventual weakening in real estate.
Below is a 2014 short write about baby boome…
Show me your numbers, eh? I've expressed this some folks from time to time.
Can your advisor or ? provide real evidence of their past recommendations and the resulting performance?
Have these folks (advisors) do a simple total return print out of …
Hi @hank
You noted:"In addition, unless those who sold in May moved to cash, they've likely experienced a loss in their domestic or international bond funds over the month as rates have spiked."
The below M* category link covers most areas. The firs…
Well, perhaps some small caps............but this list indicates otherwise.
The growth, value and blend continue to be in rotation for LC, MC and SC. Not to say that the Russell 2, 000 is not in a bull market.
@hank
What you noted is correct regarding the Form 5498. We have received this form for a number of years related to Traditional IRA holdings. You too, should have received this form for each Traditional IRA. Receipt/generation of the form has nothi…
Huh? Mr. Burns notes:
"I remembered this bit of history as I read Neal Gabler’s “The Secret Shame of Middle Class Americans.” The article is in the May issue of the Atlantic. It’s something everyone should read, particularly those in the top tier o…
Hi @shipwreckedandalone
Thank you for your thoughts regarding this post. As to the equity mix. With the 35% inside of VWINX and another 25% between the healthcare fund and the individual stock of DPLO, we arrive at about 60% equity exposure, althou…
Hi @Sven
Thank you for the added info. We prepare our own taxes. Curious to find what type of follow-up documents or information we receive from the IRS (7-10 days) via mail.
@heezsafe
This is the IRS internal link related to the phone number on the received letter.
We have not received any phone calls, but are aware of the phone calls about seizures of property and that the FBI and/or local police will be contacted abou…
Well, called the phone number on the 4883C form early in the day (call period 7A-7P). On hold for about 17 minutes (much better than reported).
---The lady answered "IRS".
---I was asked two times, "Why are you calling this number?"
Answer both ti…
Thanks, @Ted
Have had many of these on an electronic list, and I'll add LTPZ to the Bespoke list, as I monitor this, too. Although the short and long term gov't. stuff generally follow one another. One clunker aspect to these etf's are the one's…
Hi @SandraWisdom
Thank you for this follow-up.
@FundStudent
Ha! Ya, what a deal, eh? I recall the initial hacks and a discussion about the "no more hacks tool". I read about this feature you note in your link and the whole thing seemed like a cost…
@Ted @heezsafe @FundStudent
Well, apparently we are on/in the hack "list".
Not mentioned in the letter, but we will apparently receive a free year worth of Equifax monitoring. Crap, now our numbers will be in more files.
Will likely be trying t…
@PopTart
Well, at least we are already close enough to one of the bridges for crossing; and best of all, we already speak Canadian, eh???
There are videos on youtube if one chooses to start learning the language now!
Take care,
Catch
Hi @davidrmoran
Granted, the below are not index funds, but a measure I chose of LC versus a mostly LC with a blend touch.
The stockcharts is an active link, so that you may move the slider on either end or both to obtain another date range (date…
Lots of possible choices for big money actions, not the least being hedge funds. These folks play with a lot of money in the etf circles.
My novice view thinks more hedge funds will close the doors this year; from both money leaving and plain old "…
Didn't see the "debt clock" linked..........probably missed it........any hoo.
I double dog dare you...............stare at the moving numbers for 1 minute.
http://www.usdebtclock.org/
@Old_Joe sent my "cruz" missle packing and appears so did …
@LewisBraham
Your write takes me back to my time machine. :)
In the way back days with Fido in the mid-80's, I used to "trade/swap/move" using Fido's select funds. Fido had established their F.A.S.T. system (Fidelity Automated Service Telephone) wh…
Hi @Ted,
You asked: "In terms of OAKBX is that a buy, sell, or hold ?"
>>>Not having a stake in OAKBX at any time, I remain the same today. I would not recommend a purchase at this time. For those who currently hold the fund, well; I can't…
@hank
You noted: " the investment grade universe today more closely resembles Disneyland than a serious investment option. (Returns on a 10 year Treasury held to maturity should net the owner about 1.5% per year after expenses. Sound attractive?)"
&…
Hi @msf
Agree about the desire and/or accompanying knowledge regarding most serious documents to be read; and in particular regarding investments and the "jargon".
The "terms of service" agreements that became so numerous years ago related to compu…
Hi @Old_Joe
I thought you were also going to "trust" me; so that I might fund/direct monies to the local high school music/band program. Sadly, not much money arrives any longer from state education funds for such functions.
What is directing you t…
@davidmoran
Not sure about the "Fido does not" you noted:
If the 70 etfs (these are the I-shares list, there are more) in this list won't do it for most folks, they're hav'in more fun than I.
https://www.fidelity.com/etfs/ishares
'Course, if o…
@davidrmoran
Put VWINX or its Admiral mate (if you can) under your pillow and sleep well.
http://performance.morningstar.com/fund/performance-return.action?t=VWINX®ion=usa&culture=en-US
When you're done viewing this for long term per…
Deleted my original draft write to this thread when it entered the closed status and was stuck in the land of 1's and 0's.
No longer in the mood to comment on the March commentary.
See some of you on the other side.
Below link is Fidelity site fund composition overview..........note: only 34 holdings per most recent report.
We are not invested in this fund.
https://fundresearch.fidelity.com/mutual-funds/composition/52106N442?type=sq-NavBar
Hi @David_Snowball
You noted: "Hmmm ... as of mid-February, the average US stock was down 25% from its peak last June"
Do you or others here at MFO have a "best" reference site for this data?
A quick overview of 1 year returns for equity funds …
@Dex @MikeM @MJG
As noted by Dex.....these first four
- know how to budget
- track your spending
- pay yourself first
- spend less then you earn
>>>If the person can not be involved with or control any of these, there will be no need for…
Hell, it is very possible that most of my investments are always at least 45 days past the optimum entry/exit point. I don't need to pay GS or whomever more money in E.R. to do this work for me!!!
Don't know about all hedge funds; but the world's la…
@rono and @Junkster
I am reminded, time and time again from a series of words from the movie, August Rush, quoted next.
" Listen. Can you hear it? The music. I can hear it everywhere. In the wind... in the air... in the light. It's all around us.…
