Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Hi @heezsafe
Thank you for the followup.
So........what is the deal (I understand the request) with the U.S. Justice department and the $14 billion charge against Deutsche Bank? 'Course, I will not assume that our Justice dept. has any knowledge of…
Hi @davidmoran
Will Parnassus know why you are selling?
Have you considered an email to them regarding the reason for your decision?
Side note from me: I return the Chase Bank, etc., etc. type mail requesting to set up an account and write onto t…
Hi @fundalarm
I had heard another blip about Deutsche bank eariler too, but the info fell out of my brain storage.
The blip being hedge fund sells of Db.
Catch
https://www.armstrongeconomics.com/international-news/europes-current-economy/deutsche-b…
Hi @fundalarm
Thank you. Am aware of ongoing problems with Deutsche bank; and more too now with Commerzbank, shutting down investment banking and apparent staff reductions.
Apparently, an overall uneasiness in markets with too much everywhere. I wa…
Hi @msf
Mr. Stumpf, when asked, in congressional testimony (today at 3:30pm); will you (Wells Fargo) remove the "forced arbitration" clause from fired employee contracts. Reply = Yes, and we will pay for the mediation process. Will you allow them (r…
Hi @Old_Joe
Recall doing the mean, median, average and likely other identifying words for math questions with our daughter in middle school.
Now, the median age of our and 9 neighbor vehicles is 8 years. Some of us have more repair items and depen…
@MJG
You noted:
"The most surprising statistic for me is that the average fund owner only has 3 funds. That's a basic minimum for portfolio diversification. I typically have a fund number that bounces around 10. But I also have a portfolio,size that…
Hi @VintageFreak
Heard a good one today on radio. The announcer was discussing "nuisance" phone calls at a home and/or cell phone. If he did not recognize the caller phone number, he answered; "Hi, FOX radio, you're live on the air. Go ahead with …
@MJG
You noted: "The chart tells a story of cumulative failure. It is an outright disgrace.
The failure that I perceive is not a national failure. It is the failure of the individual and/or the individual family unit."
Is not the stated "cumulativ…
Hi @Derf
A quick overview. We are about 50/50 equity and bonds for our overall portfolio.
For the equity portion, about 25% of the total equity value are these 3 real estate funds.... FRIFX , BRUIX and DPRRX. The last two are in accounts outside …
@Muggles208
Housing and/or real estate are different critters sharing some of the same world, eh?
Many of the better real estates funds at this time have YTD returns in the +6 thru +11%. Housing/construction, on the other hand, indicate flat thru +…
From September, 2013, Ms. Mack's WealthTrack; Mr. Kessler "In Defense of Bonds"
An add for a perspective from 3 years ago.
http://wealthtrack.com/robert-kessler-2/
Regards.......from a bond investor.
Catch
Hi @BobC
NON question now..........just read your mix in "what are buying, selling thread".
You noted: "Am comfortable with my current allocation of 25% in cash and short-term bonds.
Are you stating 25% of your portfolio is cash/short term bonds an…
Reminds one of GoldmanSachs "doing God's work" statement........... :)
http://www.businessinsider.com/lloyd-blankfein-says-he-is-doing-gods-work-2009-11
Hi @jerry
I recall the choices for the TIAA Michigan 529 were limited 10+ years ago and the fees were much higher for a direct purchase (which we use, no advisor stuff).
I checked MI 529 today and find the fees are now competitive.
NOTE: Much has c…
Not unlike the recent uptick in Bank of Japan continuing to add more purchases via custom etf's in equity sectors in their country and also more foreign bond purchases.
@bee Question: Are we really investing in what were traditional markets prior t…
@Crash TRPrice indicates two distributions,too; in Sept and Dec. of 2015 since your purchase.
We do our numbers every week and have for many years. We do the most simple process. So, for your TRGRX; if you purchased $10,000 on your noted date and t…
@Crash
Appears your TRGRX numbers are closer to YTD (8.84%) and not 1 year as indicated from purchase date, which is closer to 14.5%.
You're probably happier than you thought, eh?
@Sven
I recall Oppy being thrown out of Oregon after the market melt. They were sued by the state, too; eh?
We forgo a tax deduction too with not investing in the Michigan 529 operated by TIAA; which was our reason for not using Michigan, using the…
Hi @Sven
You may find this of interest regarding a new surcharge upon foreign investment in BC real estate. Ontario province has had this discussion, too; but nothing is in place at this time. Real estate prices in Ontario, the surrounds of Toronto …
Morn'in @Derf
The first link of Investopedia is the "lite" version and gives the info one needs.
I had to awake today before the sunrise; so I'm already deep into the coffee intake. Probably too much so.....
Hi @VintageFreak
I can't comment to add any value to your original question as I have not studied, followed or invested in the funds you noted in your question.
Regards,
Catch
@davidmoran No, not all gold related; but it sure has helped YTD, eh? @Junkster You're still covered with your prior assumption of PRPFX. It's having a "day in sun" from the choices in place at this time. Most of us here all have our "geez" moments …
MJG noted:
"Expectations are typically formulated based on a careful review on relevant historical data sets. Forecasting belongs to soothsayers. Forecasting does become more meaningful if odds based on expectations are attached to it."
This just …
Hi @clacy
Now, what you and @kevindow noted does make financial sense, eh?
But, money managers would put themselves out of work, yes?
I do believe that ego, the human essence and any other self esteem word one may discover has relationship to money…
Reminds one of the recent report for CALPERS, eh?
A snippet from the below linked article:
“The longer-term returns of the fund -- the three-, five-, 10-, 15- and 20-year total returns of the fund -- are now below the assumed rate of 7.5 percent…
Hi @hank
Microsoft, to the best of my knowledge only developed software for the Nokia phones related to the purchase of the company. As far as I know, all Android phones operate based on Google programs base.
A general overview of advertised features/functions of Malwarebytes for an Android phone per their web page:
Malwarebytes Anti-Malware Mobile
• Detects and eliminates malware, including spyware and Trojans
• Scans your apps for malicious code …
Hi @DanHardy
Thank you for your reply. Glad to know your Nexus didn't come loaded with a lot of junk. Many vendors load android phones with useless apps. Our Samsung/Verizon is full of junk.
But, I continue to search for proven methods to fine tun…
Hi @DanHardy
Thank you for your input.
Here is a list (in bold below) of permissions required (select the "accept" button to download) by the Celly app for an Android phone. This list is directly from the "read more" list before downloading the p…
@Ted . Not sure about "T", but VZ may actually make some money from their "AOL" and "Yahoo" companies.
Using Malwarebytes on PC's. Will check for Android phones.
>>>ADD: PCMag review of Malwarebytes for Android, Feb. 2015 = more or less o…
Hi @Ted . Thank you for your time with this.
I'm sure your links are appreciated here. And yes, we're only messengers for the links. I was a bit disappointed with this particular article of Mr. Brown's. He usually provides useful writes.
@JoJo26 .…
Did I miss something in the article that linked or cited data about the subject matter ???
@Ted . You've read, studied and learned as much as anyone of this board regarding forms of investing, money flows, etc. Did you find Mr. Brown's write a bit …
