Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
@Old_Skeet
We maintain "supplemental health care insurance" to offset any possible charges not fully or only partially covered by Medicare. One would hope to not have to make use of supplemental insurance; but stuff happens, eh? Was slightly wounded…
@hank
As long as I don't have to fill out a long form that details all private info about me, nor a hold-harmless agreement as to whether any "fraud" has or will take place and my ability to sue you or your legal attachments is not withdrawn or held…
A related follow up to the "you can't sue us, cause.........; even though we committed fraud"
Do these folks (Wells Fargo) really expect me to be future customer or to recommend them?
Is this the state of the business legal climate today?
This requi…
Hi @Puddnhead.
You stated: " I want to see things get back to more normal."
>>>Likely the statement to end all statements, eh? I suspect "normal" has a lot of different views dependent upon ones experiences in life, to date. A time machine…
Dear Customer: You should have read the fine print stating that you can not join a class action lawsuit against the "bank" regarding opening an account with our institution.
>>>I have not read the account contract, but would hope that a cus…
Hi @JohnChisum
Oh yes, I agree. Our cost and standard of living in our part of Michigan is very comfortable compared to many places. Know a few folks who lived and worked about 15 miles from Manhattan, their home being in New Jersey. Their property …
Some data dates may vary from original link from Lewis's graphic, and other data included with varying date stamps.
Wiki/Millionaire data
Enter your numbers and find your global ranking.....no guarantee on who is running the numbers base, eh?
h…
Congressional consideration of halting Wells Fargo executive payouts in light of business practices. Private citizen (me) would be in jail for fraud, yes??? Out on the street, if I could provide bond, eh?
http://www.reuters.com/article/us-wells-far…
@DanHardy
You stated: " the USA has a larger population, that is more diverse ethnically/racially, more affluent, with more roads/cars etc." This is related to @rono from his statement regarding Great Britain and Canada. Perhaps you would enjoy the …
Hi @Derf
Post a few tickers of each type here into text box, to find what happens.
Do you see the IEF ticker in my first post )or now) as highlighted in blue and when the mouse pointer is hovered, one may also see the description of the fund???
Hi @bee,
Always logged in when here.
The normal blue highlight is missing from the etf tickers. The only tickers I recall never being in highlight are stock tickers and I recall c.e.f. symbols, too.
@Ted. Thank you for the link.
My biggest take away from some of the words related to some of the pension funds is that; let us (pension fund managers) blame the sad state of affairs of gains since the market melt 9 years ago on low yields. The pens…
Howdy @msf
You noted to me:
"I'm somewhat unclear on your terminology, and at a loss as to the point you're trying to make.
All insurance plans (outside of original Medicare, VA, etc.) would appear to be "private", i.e. not public options offered…
Hi @DanHardy
You noted to me:
"catch22 said:
A quick check with real human beings in the neighborhood regarding pricing changes for a few health plans going into 2017.
And if it is snowing in your neighborhood then it must be snowing in Key West …
I don't recall this link here, but it is for "2015 Employer Health Benefits Survey" from about 1 year ago.
I assume that the company costs of their portion of healthcare plans is a deductible cost on company taxes.
One will find numerous charts/gra…
@DanHardy
You noted:
"---Had their non-Obamacare health insurance canceled
---Could not keep their doctor
---Are paying more for health insurance now; then before Obamacare
---Are paying more for products and services because the increases in Obama…
Hi @Derf
Investopedia's take on stable value funds.......
http://www.investopedia.com/terms/s/stable-value-fund.asp
I recall one stable value fund we moved money into in June of 2008 to resemble the notations in the above link. I also recall some r…
Snippets from the @Mona linked nytimes article:
The Congressional Budget Office estimates that federal spending on premium subsidies will total $43 billion in the current fiscal year and $672 billion over the coming decade — costs that could incre…
Will let the smoke clear first......that election thingy, ya know???
Whether the new boss, will be the same as the old boss, eh?
We'll all be fooled again, anyhoo.
Huh, ya; saw the blip on tv about this. Actually, this house is having more nutty donuts the past few months, but from the local bakery.
"Holy crap" is what I just heard from Batman. Any other excuses?
I thought I had seen on an infomercial that m…
Morn'in All,
A quick check with real human beings in the neighborhood regarding pricing changes for a few health plans going into 2017.
---teen healthcare private plan (they don't qualify for the ACA state exchange)
BCBS, Premier Value monthly from …
All in here, 50/50; equity/bonds ($257 in cash account...-rounded). As the markets remain perverted by central bank policy(s), earnings adjusted by accounting methods and cranial/rectal inversion in the area of political warfare and those who will r…
@VintageFreak You're on the "ball" tonight. Scalping tickets and Cleveland Indians.
I suspect you may have fallen into the politically incorrect outhouse. :)
I'm in favor of the winning team to be from a city with the first letter of "C". This is …
@hank
I recall congressional testimony to questions that Wells Fargo would also need to fix problems that may have arisen from customer credit ratings problems, dinged for late payments that the customer was not aware of or just about anything else …
Hi @Derf
K. Here's the deal. Assuming you're using a pc.
1. At the normal discussion board list, viewing all the threads
2. On the left side of the display, one finds the "Start New Discussion"
3. Below this is a column, "Categories", etc. In thi…
NOTE: Ted linked this on Oct. 22
@jerry
I know quite a few retired and active teachers. Some have 2 Masters degrees, all have 1 Masters degree.
1. Their qualifying level of education for their work does not qualify them to have knowledge of their …
Dear S. Disturber, (aka, @Old_Joe )
Could be either or both, depending upon how well the advisors surveyed actually performed for their customer base; as the Natixis whitepaper is apparently directed at a captive crowd of company connected advisor…
@hank
Very well done. The clean and crisp air in your area has your brain cells in top form.
I started a draft of some thoughts; but you covered the needed turf regarding the article.
Appears to be marketing to me, too; and very much lacking on in…
Howdy @BobC .....et al.
Here is an "average" of costs for Medicare folks I surveyed, in Michigan:
NOTE: The below consists of prescription drug insurance with a large deductible, a supplemental health policy (for the over and above of charges no…
Hi @FundStudent
YIKES !!!
Hey, how about those "deductible" requirements too, eh?
A private plan for an 18 year old, (BCBS Value) has a $6,700 deductible and monthly premium pay of $139, in Michigan.
@hank
Is this the thread, from March 5, 2014, to which you refer?
http://www.mutualfundobserver.com/discuss/discussion/11836/warren-buffett-suggests-a-portfolio-of-90-s-p-500-index-fund-and-10-short-term-bonds
Hi @heezsafe
An observation. Kinda like, if a too-big-to-fail or other event sets the wheels spinning again; and some folks (like we folks here) want to leave the party early or during a melt; this becomes a type of "Hotel California", you know: "Yo…
Hi @hank
There are so many song lyrics I am familiar with having pieces of words here and there that have fit previous and more so with the current "circus"; which will likely not be outdone while I'm still alive on this rock.
Your Judy Collins ent…
@hank
Stealers Wheel band............edited to shorten
Well I don't know why I came here tonight,
I got the feeling that something ain't right,
I'm so scared in case I fall off my chair,
And I'm wondering how I'll get down the stairs,
Clowns to th…
