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Hi @bee
A few quick observations, with a quick read of the article, as outside chores await.
---Writer didn't note whether the investments are all, any or partial IRA monies
---Writer didn't note any other income/living sources
---Writer didn't st…
Hi @Old_Skeet
First, we have not been front or back loaded fund investors, and have never used an advisor. I recall discussions with a friend back in the early 80's about an investment club he helped organize and they were going to use a local Mer…
@Paul_Katzeff
Two points about the data.
You noted: "As a group, they are on track to replace a higher portion of their pre-retirement income once they retire."
Are millennials replacing a higher average wage, percent wise, than the other generation…
Hi @Ted
Oh, its okay.
I'm thinking of a running theme here and wondering how high the french numbering count will achieve before the smooth and calm takes place again.
Surely your links are appreciated and there is more than enough space in the MFO…
@hank
Ok, now you're not supposed to be making us work this much.......too damn hot in Michigan today.......although beats the hell out of winter.
I see you didn't want the storms anymore and pushed them to the east coast..................
Anyway,…
Hi @willmatt72
I agree. Perspective adjustment periods, yes?
The current short lived adjustments are nothing like the volumes and swings that began after Halloween of 2007 through the spring of 2008.....that quiet period before the storm.
I'm wait…
@Old_Joe and @Maurice
I recall reading comments somewhere when the CFL's first began to appear and questions related to the hazardous waste when a bulb was broken. Bad enough for the kids running around the house and now there is more than glass in …
Hi @mrc70
You noted: " my daughter's Education IRA"
Do you mean a 529 "education" account or does your daughter have a Roth IRA that will be used for education?
Thank you.
Catch
JULY 6
Still wondering where the big money moves with many sectors getting the whack.
chg | %
ITOT -0.94%
FREL -1.82%
HEDJ -1.11%
FHLC -1.57%
LQD -0.26%
IEF -0.19%
EDV -1.30%
HYG -0.25%
Thinking about how many "part 1, 2, 3, 4's, …
Hi @David_Snowball
Yes, I recall the fund you mentioned and Mr. Arnott; with the connection to Pimco.
I watched this fund for a few years wondering where it was traveling to and why it held the chosen investment sectors. I don't watch anymore.
T…
So, the author; in view of his scenario of future investment growth going into the toilet, would still expect these online "returns" will be in place???
Quote: "By comparison, annual percentage yields of 1 percent or more are available in online sa…
JUNE 29
No, not an everything list and the same list from the 27th of June.
Gonna need some Preparation H if this continues.
Hey, ask someone you know who has the inside track; as to where the money is flowing.
Thank you.
chg | %
ITOT -0.82%
…
401k/403b accounts likely have other available allowances included.
When attempting a test "buy" via a Fido IRA, the select function box doesn't display any choices; which would normally be buy, sell, trade, etc.
This page link still indicates "clo…
Me be thinking the boomers have started and will continue to "unload" property/housing. 'Course, this may mean the "kids" get the home, too. But, many of the "kids" don't live near their parents area and will likely sell the property; as they won't …
Howdy @djchappy
You noted, relative to IOFIX: " I put in the request on stock charts. Next day it was there. Pretty easy actually."
The StockCharts inclusion for fund tickers is at least 2 years of data, unless they have changed the policy. They ma…
Hi @Maurice,
This is a good 1st page to visit when viewing funds, etf's and what ever other ticker you choose to enter at the top right in the "search". The search box is pretty much available at all Fido pages and one doesn't need to be signed in t…
Howdy @Ted
Gee, I don't know. When I channeled with Rod (Serling) he felt comfortable with the statements.
He reminded me of two of his early quotes, "There is nothing in the dark that isn't there when the lights are on." and "It may be said with a…
First thought for me from the headline is money flows that will continue from 401k, 403b and similar accounts within employer plans as the boomers continue to retire. Not all of the funds in the list might qualify for such money reasons, but I will …
Hi @LewisBraham
Yes, I agree, about rates and coverage changes over the past several years. If I recall properly, some existing "old" policies had clauses that allowed changes (for the unknown?) in both pricing and coverage. So, some old policies w…
A few info trinkets about long term care insurance. Insurance is insurance, yes? Be it life, home, auto, etc.
Everyone's needs will vary.
Note: all data believed accurate
http://www.pbs.org/newshour/making-sense/insured-for-old-age-an-economi/
h…
@Old_Skeet , et al
You may change the subject wording of the thread, as you are the author of the thread.
This will allow you to indicate "closed, old, see new" or whatever. You'd have to be sparse with wording to provide the full meaning in the all…
@Crash
You asked: "What might people advise me, then, if my chief consideration is for monthly dividend income? PONDX pays .05 cents, PTIAX pays .10 cents to .11 cents."
>>>The question is: Is the monthly dividend income something you wan…
@Junkster
I did look through a few of the company holdings in their portfolio. From my limited knowledge of the holding types, that they are an "edger" sector of loan types relative to the mortgage area. 'Course, although these investment areas may …
Hi @Junkster
Yowie, eh?
IOFIX = +29.9%
PIMIX = +13.4%
http://stockcharts.com/freecharts/perf.php?PIMIX,IOFIX&n=521&O=011000
I double checked the performance math against M* and indicates correct.
I have not reviewed IOFIX magic sauce,…
I'll let the chart "speak".
PTIAX vs PONDX, from August, 31, 2010 ( PTIAX inception) to date which includes distributions for total return for the time period.
PONDX = 74.5%
PTIAX = 47.8%
Moving through time periods of the chart finds there were…
Morn'in @LLJB @davidrmoran
Yes, of course, some of this is about the "machines/algos". But, the humans in charge set the parameters and I am sure have an "override button" in place to alter the algos.
Relative to the simple side for we retail i…
Hi @Maurice
A visual of the two funds since inception of EVBAX:
http://stockcharts.com/freecharts/perf.php?LSBRX,EVBAX&n=1105&O=011000
Take care,
Catch
@Carefree
The below total return graphic is a busy chart with the funds you noted, but may help provide a perspective. I started the reference at about Halloween, 2007; as this was the beginning of the end of the high point for many equity sectors b…
Hi @expatsp
Well, they are different bond types, eh?
I recall that OSTIX evolved away from a more common multi-sector bond fund into a high yield bond fund about 3 or 4 years ago. The most current report indicates 67% high yield corporate and about…
I'll play..............
You'll be looking at a 6% return to year end, eh?
50/50 in FSPHX and PONDX, as the dollar value is too low for PIMIX, so a bit will be lost to ER.
Second place choice would be DSEEX, the whole boat load worth. I am allow…
@hank
Scroll down the page link a tiny bit to find the pure source of dark chocolate milk. Be sure to check the vendor label on the milk bottle to be assured they use certified dark brown swiss cows for their product. If one sees this breed in the p…
Whoa! The author noted that Mortgage Backed Securities funds can be as volatile as gold funds........ya, ok; dude, you're on my list of smart folks. Perhaps I misread the article about this. Please correct me on this, as needed.
From the author: "S…
Understood, Ted.
Obviously, the insurance rate info is for those affected by the need for coverage not provided by an employer or similar circumstance. A lady in the neighborhood with a teenager in the household will not be as fortunate as those c…
Morn'in @Ted
I recall all states have a cutoff date in June to announce ACA projected insurance rate costs and that June 21 is the cutoff date for Illinois. Michigan's announcement date was yesterday, June 14.
