Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Hi @mcmarasco
You noted: "My understanding is that I can collect up to 50% of my FULL benefits for each child while they are in school, up to 18 y/o."
This is my broad understanding, too. I'll look around later for other info. The below link like…
Hi @MikeM
A few numbers from the math working with a friend last year to help make a determination.
The dollar data was from the annual statement received from SS, "Your Social Security Statement". I presume you have received this annual statement,…
So, I don't find the quote in the story; so will assume it is your quoted experience.
Soon, the A.I. will be of assistance with no attitude; the only attitude may come from the customer.
'Course, folks will have their own private area to meet wit…
In Michigan, it is not uncommon to see an ad on tv for the Michigan lotto. These are very well done ads, and I'm sure these cost a pretty penny. It is also common to see an ad within the next hour or two of how to overcome a "gambling" addiction and…
I suggest that consumer staples is a defensive equity area, too, yes? Not that there are not fine companies within this sector....but
The money is running to other places right now, IMHO.
One may view the money travels from the sell down in late Ja…
@Puddnhead et al
No formal peace treaty and 65 years later one would expect a population of normal human beings for all other reasons, but being in total isolation; will require many years of glide time to melt into any version of semi-modern. Thes…
@Puddnhead
You noted: "think Germany in the 80s. What it cost them to bring the East up to their level. It took years. It was a money pit. Could this happen in Korea? Just thinking......"
I don't follow the bold portion in your statement.
Do you me…
@msf et al
In the way back days, when one had a subscription to a magazine or newspaper, and generally speaking, at least for our house, the subscription was paid by paper check.
I was aware of companies selling a mailing list to boost cash flow.…
@Maurice
Not knowing your car make; but for those with GM or related with "OnStar", a Google of "how to disable OnStar" reveals several how-to video and written instructions. From my reading, this disable will not affect other normal functions.
ADD…
Morning @hank
Perhaps I should forgo a late night post, when I awaken at 5am on the same day.
--- Gov't. issue bonds/bills and the spread among the yields. Yes, the 2 and 10 year yield is narrowing again, as well as the 10 and 30 year yield spread …
@Crash
If one was able to place a pizza order from a pay phone...okay. But, cell phone may be aligned with "other"; land line lower on the list, but may linked eventually.
@Old_Joe Yup, all browser history cleared several times a day here. Makes…
@Crash et al
"Freaked out!"
Over the years this phrase could imply various meanings depending upon the person or situation; and yes, the term is still in play in today's high schools.
So, take a peek at this to place those tingles up your spine.…
Hi @VintageFreak
You noted:
"Honestly, I have never truly recovered from my episode of identity theft now over 20 years back. Those 2 years of hell, changed me as a person, and there's no going back."
>>>I understand this, but not to your…
Hi@VintageFreak
For your listed "choices", I'm going with this one.
--- Pizza "recognized" who I was from my "Frequent Pizza" card (buy 12 get 1 free) when I paid Cash.
>>>If this is a simple paper card with a scratch off box that you ha…
K. @Ted
What's the score for category misses these days?
We're wasting electrons with this part of a discussion, yes?
You and I don't have enough remaining days on this third rock from the sun for any of this..................................
H…
@bee, thank you for your notes added to the original thread.
From Mr. Madell's write: The eft's in his list vs the VTSMX total market index (U.S.)
The list is broad market of various styles, but not really much to sectors within styles. I will agr…
@VintageFreak
ADD: We used Fidelity for the below noted minor ROTH, as parent accounts are held there.
But, "which company" to use should be a serious consideration, IMHO; as the ROTH hopefully will be in place for many years, and the company able …
@Maurice
When I receive these, I discover as much as possible (curious) about the firm and the person. This includes a FINRA broker check. A few times over the years I have found negative data about a person; and of more interest is that some folks …
@Derf
For the 1 year period:
DSENX = +10%
CAPE = + 10.8%
JKF = +8.5%
JKF is by no means a pure compare for the other 2; but gives a reference point if one were invested in large value index type.
I imagine there exists any number of configuratio…
Hi @Derf
"Go" button, so I presume you're using a smart phone or pad.
Hmmmm.....I don't know what to add. I "click/check" the links immediate after posting and it is normal then and again now. I am accessing via laptop, which should not make any d…
DSENX , M* category indeed is listed as lg.cap value, while "investment style" is noted as "small growth".
Chart compare, total 1 year returns for DSENX , CAPE , and my choice of etf JKF.
http://stockcharts.com/freecharts/perf.php?DSENX,CAPE,JKF&…
Hi @hawkmountain
A more personal question about the 529's. Are there 529's in the name of the parent(s) or only in your name. This is somewhat related to your original question about 529 monies affecting FAFSA. @bee added excellent info/links.
I ad…
A short read regarding country(s) funding/monetary support.
https://qz.com/1264673/ai-is-the-new-space-race-heres-what-the-biggest-countries-are-doing/
Hi @Junkster et al
You noted: " There is a whole generation of younger investors who are conditioned to buy the dip who never had to experience a 2008 type meltdown. They all say they will stay the course and continue buying, but let’s see."
Not…
Now sing along......."I've a guitar, in Kalamazoo."
http://www.mlive.com/news/kalamazoo/index.ssf/2015/03/when_the_gibson_guitar_co_left.html
'Course, I don't know the details; but when "private equity" grabs a hold of these type of companies; see…
Hi @Junkster
The below M* link is averages for categories they post, as of April 30 close.
Our house is now at about 50% cash, being money markets at Fidelity at about 1.3% yield.
Not much, but better than going backwards.
Our last big money move…
A timely addition from Sam Zell.
You may judge, for yourself, some areas of the real estate market from his knowledge and understanding.
7 minute video. In particular, list to the section where he discussed his firm's purchase of another real esta…
I suggest that since July of 2016 and or those who have made a purchase in the fall period of 2017; not much has been added to their money pot.
The real estate area has found some support in the past few weeks; but I don't see a trend at this time,…
An add short write regarding top 5 most promising A.I. companies, which have been discussed a bit in this thread. But, a few extra added info pieces via video, too.
https://www.extremetech.com/extreme/268342-the-5-most-promising-companies-in-ai-de…
Evening @hank
Rather pleasant, this day and evening in good old Michigan.
A video of some workers; cobots/humans at an Amazon Fulfillment Center. (May need two clicks on the play button)
Have a good remainder.
Catch
@LewisBraham
Meanwhile, in Aussieland; some are trying to keep up with Wells Fargo's best practices doctrine.
https://www.sbs.com.au/news/nab-advisers-impersonated-customers-made-unauthorised-withdrawals?cid=trending
http://www.afr.com/opinion/co…
@LewisBraham Knowing you're aware of this, too.
Well, this is nice I suppose (worker pay raises, link); but CEO Sloan received a $4.6 million pay raise and graciously refused a "performance" bonus.....more or less that there is more work to be don…
The Beatles - 1968, Revolution
A theme song to and for the people's representatives.....I hear the whole song in my head as I wander outside to continue the chores.
A few lyric section excerpts:
You say you got a real solution
Well, you know
We…
Hi @AndyJ
Agree.
Obviously, the lack of folks moving to safe haven U.S. gov't. issues during the recent equity sell downs is a new event, relative to and looking backwards to the big melt of 2008-2009. Back in those days, one could go hide into inv…
Hi @bee
Relative to using the chart I posted at the start of this thread......
Was looking at RSI-14's for gov't. and IG corp. bonds last night for the "heck of it".
LQD was the worse at about 27.....in theory, oversold.....the others were low 30's.…
Hi @bee
Thank you for a reminder to those at MFO as to what is readily available for learning; and in most cases without a membership or related. Some folks will grab onto these type of productions.
An add note:
---YouTube contains a lot of money…
At the end of the write, the author notes:
"Overall, U.S.-listed bond funds have had inflows of $28.9 billion in 2018 thus far, while $48.6 billion has gone into equity funds."
And both groups are scratching their heads wondering, "Where should I …
Hey, good morning @Ted
I suspect Professor @David_Snowball still considers this forum a learning and educational site.
An obsession with charts for me? No. Just a part of an investing tool box. Today, charting is so much easier to perform and sha…
