Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
@JoJo26
I don't think short-term is the norm here. However, if most of us were noting daily changes in the low cents range, than one should expect a great number of folks who have, or will have a serious GERD's (acid reflux) problem. The exception m…
Some of the funds mentioned in this thread with this CHART , which begins with 2015 to date. 2015 and 2016 included, as the U.S. equity markets were doing a bit of funk during this period. I also included FBALX and FPURX , as both have excellent lo…
@johnN
What do you mean with, "I went to my local union and they gave me a nudge different compared to other banks... " ?
This thread is about cash inside of an investment/brokerage account, yes?
@MikeW
Our house has been with Fidelity for 40 years and we're "self-educated" regarding investing. Our family backgrounds provided for learning and experiences from our parents which allowed both of us to be prudent in the area of personal finance …
Hi @MikeW
My question is why ML? Do you already have a ML account and need/want to use their advisors?
If this was my choice at the moment; my question to this board would be others experiences with ML in general, and in particular, a managed accou…
@Junkster et al.
IOFIX, 3 year chart.
In many years of charts, I've not seen this relative to the top portion of the chart for RSI. This fund has generally maintained an above 70 RSI (daily or weekly chart) and is currently at 93.5. Above 70, fo…
Mr. Clements should have moved back another decade into the late 1970's when Fidelity was hammering upon the 5-8% loads charged by Merrill Lynch and similar organizations for active managed mutual funds.
Yes, Fido had some load funds, too; but at a …
Okay, the "author" of the referenced Forbes article is:
---Contributor
Kerri Zane
I'm an Emmy award-winning television executive producer and development expert with 20+ years of experience. Take the right spin and every reality show idea can get gr…
@johnN
Why did your friend sugguest MNK? This is a pharma company one would be buying/selling involved with the British Pound, too.
Now if your friend purchased this on April 30 of this year, they have a great return so far.
If I had purchased on A…
@msf
Thank you for the "new" update on NJ.
Hopefully, then; folks reading any of this will do a great of homework to determine what is appropriate and/or necessary for inheritance avenues for their circumstance.
@msf
When I wrote, "Your narrative will be of benefit to many."; I was implying that David's write would be of value for avoiding the path that was taken in his write.
Separately, I recall NJ's current estate tax kicks in at $675,000. The treasury …
@dstone42
Thank you for your personal accounting with this. I have not attempted to compare Georgia and Michigan as to probate variances; but I suspect the probate side is very similar. For the most part, probate has uniform standards with state mod…
@msf
Yes and I hadn't viewed any prior rewrites. I did see some revisions must have been set as of Aug. 13, 2018 for some 1040's.
This will be most interesting without a doubt.
Hi @msf
Thank you for your follow up information. I intended to note real estate is in Michigan, and no other state. So, no conflicts with other state legal for this.
I did read the informative Kiplinger link you provided.
A personal summary remai…
@LLJB
You noted: " beneficiary if something happened to him and so on. The key reason as I understand it was to keep the trust assets separate from his so if he ever got divorced his wife wouldn't be entitled to anything that he hadn't withdrawn pre…
@davfor
I wandered a bit from your subject post, relating to the Mackinac Bridge in the article photo; which has a 5 mile span connecting the lower and upper peninsulas of Michigan.
As to the subject, I'm not sure why NYT chose this particular piec…
@johnN
You stated: "You Don't pay Er preload or afterload."
Please help me understand.
Are you stating you do not pay to purchase an individual bond, any form of fee or charge?????
If you pay a fee; what is the percentage rate or dollar cost per bo…
Tangentially related, I do hope.
Lots of strange little things have gone forth over the years regarding pensions, SS and the IRS.
---New York teachers retirement: To the best of my recall from a number of years ago reading; NY teachers (union con…
You might choose to rewrite the subject line to title your question properly. You, as the author can click the "star" at the upper right area of this page. Select "edit" to change any of your wording, including the subject line. Then click "save" be…
Hi @Old_Joe and @davidrmoran
I've written many times over the years, since the big market melt, that "this time is different". Indeed, IMHO; this remains the circumstance. The basis of the "once" economy is no longer in place.
I read this article, …
@rono @bee
I'll suggest, as to India, that some of the invest-able cycles are related to the Modi election as prime minister in May, 2014; perhaps lending a sense of economic reforms to the positive benefit of the country in general.
--- This firs…
@msf
Agree with your points (no tax on return of principal, etc.) I didn't intend to misdirect one's reading/understanding of my write.
If there is a sizable amount in one's/couples traditional IRA's; after the 1st year RMD ,which is about 3.65%, t…
An add:
If one is able to generate "enough" income through all channels; being a possible company pension, traditional IRA's, 403B's, 457's, and SS, yet still has monies for an annuity; then a consideration of "tax efficient" investments may be in …
Hi @hank et al
@bee and I were writing about the same time with similar thoughts in places.
I'll name this the, "#%#* happens, eh?" reply.
We're approaching the 10 year mark for the market melt. This write is in regards to insurance companies (…
@larryB
Shocked or not, I have to read your literal statement.
One can always do this..........Thanks Obama !!!!! (insert smiley face here) or (sarcastic).
If we were sitting with a coffee at the Investors Cafe, I could have understood your inton…
Ha, ya; right !
Your third subject line change will now be known here as "The Helsinki Effect".......
being what I (Ted) should have written.
Your first two subject lines that included Old_Joe and Larry Boy had nothing to do with humor; except in …
This post from Ted had the original subject line Old_Joe Cleans Out His Garage; with the subject line edited later in the day, to its current form.
The Old_Joe is obvious in its (video) intended target, Larry Boy may be assumed to be directed towar…
Politics is fully relevant to investing.
If you dig down into the some of the current ending comments in the "blow to Obamacare" thread, you will indeed find investing as related to events that come forth from the political side of our lives.
The…
Oh, those.
What do you think Geo. C. Scott or General Geo. S. Patton would comment about the POTUS comments from Helsinki, that he (POTUS) believes Putin over U.S. Intelligence Agency(s) determinations?
I'll end with this: "Country Over Party, Alwa…
Per M*, 5 year annualized returns for "Equity Market Neutral" funds category = .75%
Not going to chase data for Global Macro.
The writer is an Invesco strategist in Alternative investments.
I'm reading, infomercial with this.
@Crash
Dang.......me !!!
Okay, this is it for this morning; as apparently coffee is not doing the trick this morning for "very clear thinking".
Knowing you have ill feelings against capitalism in its current form; and are inclined to dividends/inco…
@Crash
Supplemental insurance is only my/our opinion at this house. We do have a supplemental plan via United Health/AARP (Plan F). Hopefully, others may add their opinions. Better yet is for you to post a separate thread with this being the questio…
