Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Hi @BobC
I/we don't have to travel any of I-75 in the southeast area; but I know the second phase of major rework has already started in the "Troy" area in Oakland county, but this isn't in your travel path.
When traveling south and headed through …
@BobC
Do you know how much of the I-80/turnpike fee goes to repair of the Ohio portion?
Just being curious, as to a compare of fees/repairs/maintenance.
Example; I-75 through Michigan has a lot of traffic in the southeast area, in particular; but t…
Hi @Mark
Your post is of value, more so; for the young/younger investors who read at MFO.
I suspect there are many who choose not to ask a question, nor express an opinion. This is natural, expected and acceptable. Hopefully, they will know more th…
@Starchild
I'm just goofing with the years, some funds and the resulting numbers.
I'm away to the pillow for an early rise tomorrow; but give a few tickers for some funds you would like to compare.........as with the 60/40........my first easy cho…
Hi @Starchild @Mark
Just for the heck of things...............this chart, of course; includes the dot.com melt, as well as the dark period of late 2007 through March, 2009 and the remainder of 2009 with the beginning recovery. Note: Stockcharts (p…
@johnN
Though outside of the topic of this post; you note:
"What is the most preferred accounts you folks use for 401K - we have merrill edge and schwab both opened but may use merrill edge because all tradings are free]"
---Those with a 401k, 403…
Hi @msf
We all place a lot of faith into the electronics with which we are involved, eh?
We've processed our taxes from the way back days; as we've not had a need to use a CPA and related; although we have had some fairly simple business uses over t…
Hi @Ben
My typo regarding widower/widow. Thank you for finding the error, and I have corrected.
The lady in question is in her 80's and did not work outside the home and therefore no SS payment. Valid question.
Only the spousal/husband pension for …
@MikeM
Sometime this week, I should have an opportunity to clarify more info about this person's filing status. They had stated "widow", but I don't think they understand the IRS qualification for this. I don't know enough personal history to fully …
@MikeM
Correct, total income for 2018 is $19,065 from pension only.......no income from any other source, CD's, bank accounts, etc. This may read a bit strange for many; but the pension is from U.S. Postal system; and the older pension program was s…
Hi @Ted
Thanks for your input.
I had looked at the IRS pdf earlier, too.
The person had a total of $19,065 2018 pension income.....no other income and no taxes were withheld from the monthly pension payment (no refund of taxes paid to recover).
The …
Welcome @guster1212
Not knowing, your query suggests you may want more exposure to this sector. Broad equity sector investments, as with SPY or SP-500 indexes indicates from 3-9% exposure to real estate.
The traditional REIT index and the "new" Col…
@ron
Only the fop left, first box works for me. After you enter the first two letters, a drop down list should populate and you should be able to scroll down to the bottom. The ETF or other lower position boxes do not function for this laptop.
I'm u…
I have not looked at this site for about 10 years; but it appears the discussion board is available to read without any registration, for those inclined to discover more. One will also find various internal links for other information.
https://403…
Hi @ron
Navigator is indeed erratic. Only the top line for data entry box for "funds" begins to load a funds list; and the ETF entry box doesn't begin to populate a drop down list. This function does not always load any list.
My guess is that not …
@johnN
Your use of "LOL" is likely a bad habit left over from instant messaging and now texting; but is crude and out of place for this topic, wholly inappropriate. LOL has very limited usage possibilities, as with and for a funny animal trick, etc.…
Related aircraft story, personal:
Flew to and from work 6 days a week for one year in a.......Caribou built by DeHavilland.
Shown here in flight.
Not the runway at my work site, but similar.
The runway at work site was 150' x 1750' plus 200' o…
The range of total return for funds mentioned ranges from 59-68% from a start date of Jan., 2014. SPY is included only as a reference point.
Funds mentioned above, chart:
Not knowing if the potential investment is a taxable account, tax efficien…
My physical health is fine relative to my age group.
I've not found much recently I choose to post; nor any thoughts to add value or positive personal insight to other posts.
Take care of you and yours,
Catch
Come on @johnN . Get your s@*^ together.............except for one etf, this stuff is in Europe. Fidelity doesn't even provide internal linkage for info about these tickers.
Will you please read/review what you think is of value here before was…
Morn'in @Ted,
Please post your personal email address here, so that we all may process through you first any posts we are considering placing; so that you may provide your approval.
Better yet, start your own site.
Have a pleasant remainder and le…
@00BY
My, what are these folks attempting with this etf? Always positive and hopeful plans and thoughts with a better mouse trap one may suppose.
Do you think this etf is algo/machine only; or are humans involved with the function of choices.
I'll…
Hi @Ted
I recall that was part of the period I was recovering from a heart attack; and short of time for reading. Stuff happens, eh?
Have a good remainder.
@Crash
Ya been watch'in any traditional network (non-cable) stuff in the past few years?
Ah, you're looking at 20 minutes of "show" for every 30 minutes of clock time?
Sports more so worse.
To each their own, eh?
Oh, well; one may invest to take …
@msf
I second your opinion about discovering bond related educational info at the site you linked. I recall the 2012 time period at MFO, when are least one of the writers for that site was a member here.
Hi @hank
Might " the Coriolis force" be descriptive to actions in D.C. ?
Nah, I'm thinking more towards the flushing effect and its force upon the movement of water and/or more solid matter.
Does this work the same way in the southern hemisphere…
Howdy @Crash
What was the big-time selling into the rally?
Admitted that about 2pm was a high point, but the majors didn't crash and burn to end the day.
Thanks,
Catch
@msf
Agree, regarding an automatic withdrawal by a custodian; and my thought for the Roth IRA RMD was the only conclusion I had obtained........being an inherited Roth.
Thank you for your time with this.
The thread may benefit others here.
IMHO, Wells Fargo should have already witnessed an exodus of account holders to the point of closing it's "cheating" doors. The "Hotel California" of banks.
And folks still wonder why "TRUST" is such a difficult social standard to discover.
@Derf
1. Do you have IRA's at more than one vendor?
2. Have you received a notice about RMD from a vendor and/or checked the FAQ at your vendor's web site?
>>>This from a Forbes article:
The financial firm holding your IRA will likely l…
@hank
Fidelity also provides the RMD number from their internal math calculations.
The "statement" you noted may indeed be a legal disclaimer. The.......your mileage may vary thing.
@hank
If end of year distributions were assumed the results could be higher.”
Not sure what the statement in question is trying to imply either. As you note, there is indeed a true end of year (Dec. 31) for the calculation.
@Puddnhead
Recalling that you are with Fido, perhaps a mix of health funds to vary one's exposure to different sectors of this vast area of choices.
An overview for the past 5 years for these 3 Fido health related.
Some overlap, yes; but one gets…
Hi @Junkster
Having watched the swings in both market areas; for the past several weeks, one eventually saw support into the government issues areas during the flight from equity areas.
Today, Friday, Jan. 4 found that support move away.
You are o…
Who is John Divine?
In lower Michigan, January causes most to be glad there may be only 3 more months of bad sledding; but nothing connected to the global stock or bond markets.
What happened to the other 4 stock guesses?????
A statement by a member at the Boglehead board relating to you notation:
Lady Geek: REALLY? - Bogleheads.org
https://www.bogleheads.org/forum/viewtopic.php?t=268126
2 hours ago - Are you serious? We can talk about personal tax questions which are re…
@bilvihur
You noted: "On a side note, SS just sent us letters raising our IRMAA Part B and D to $270 next year."
Is this each (you/spouse) or total for both?
Thanks.
Catch
