Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Howdy,
Appreciate all of the fine efforts by all involved.
A general question for all users of the ticker symbol link...........
I find only a small window that opens and remains of this size after clicking one of the site links, too. I can not…
Howdy Shosta,
Not that you don't know; but we may find the general and sometimes specific prospectus guidelines the only "psuedo" gauge of what a multi sector bond fund may be or become.
M* and Bloomberg and surely among other services too have a …
Howdy Investor,
Good catch.........should be the FRIFX. I'll blame the typo on the "elephant ears" and too much sugar.
No advisor. We pilot our own boat.
Thank you,
Catch
Morn'in GFB,
I also posted this reply to hank.
First, my below rant is to the topic; not you.
I'm not going to chew on all of this much............but, I did watch testimony about this on CSPAN TV; and yes, the period of this discussion with the …
Morn'in hank,
First, my below rant is to the topic; not you.
I'm not going to chew on all of this much............but, I did watch testimony about this on CSPAN TV; and yes, the period of this discussion with the market melt may have added some fl…
Howdy hank,
Well, cash is cash; of which I/we have not been accustomed to; and I don't intend to imply those with fairly large cash positions have cranial/rectal inversion. It is safe money from direct market risk, with the exception that the expen…
Hi Scott,
Not a cash fan here and have 15% of negative money rotting on the money tree. May move some to FSHBX (Fido short term bond) and FRIFX (Fido real estate income).
Regards,
Mark
Howdy Sven,
"What are your plans when the rates starting to creep up in this low return environment?"""
>>>>>The ultimate question, yes?
The simple answer is to continue to monitor whether the NAV's of the "more middle of the roa…
Hi hank,
Me gots a little free time before the short journey to Bay City for the wedding. You're looking to re-fi, eh??? And good to your house, too; to stay ahead of the markets this past week.
And about that 10 year bond....don't know. I joked…
Howdy Burt,
I don't know that you will find a clear answer as to fund types or what is better for a taxable/tax deferred acct. There are many flavors of Real Estate funds. You may be able to Google "tax efficient" Real Estate funds and find someth…
Howdy Skipper,
Yes, Ed and GFB provided some very important thinking points.
You did not mention which "type" of advisor you chose, NOR what
your investment options/choices are and what type of fees will be
associated.
Do you feel comfortable…
Howdy Mindy,
I hope to have time this summer to post the funds holdings (as in the past); at the end of each month, with only the % change on a weekly basis.
Take care,
Catch
Hi Skeeter,
Thank you for your time with your personal investment data and methods just below and in quotes. I'm a bit late in the reply; as I have been quite busy for a few weeks.
"Year-to-date my portfolio has returned 6.3% and peaked, thus far…
Howdy,
First............appreciate all of your efforts.
But, I am still spending my free time trying to dig through the long threads to discover where the newest post may be located.
Regards,
Catch
Hi MJG,
As always, thank you for your efforts.
I really should have my head already on the pillow; but will throw out a few comments.
NOTE: I have not yet read the linked report.
Over a 35 year period I have found among those I have known and…
Howdy hankster,
Yes....read some of your discussion about this with OJ.
I much prefer a naming in the subject line.
Although the Funds Boat is more or less a stand alone subject; I also added the date to the subject line to set a particular po…
DPN,
A few more thoughts. Others have offered very thoughtful methods and actions you may choose to pursue.
A similar discussion(s) has taken place at FundAlarm. The circumstances were different, but the option choices of need for other places to…
DPN,
You wrote:"I can only contribute about $7500/yr because of this. I am not positive yet but pretty sure that I won't be able to contribute to a Roth either, so the rest of my investments are after tax and subject to tax."
>>>>>Ch…
Ted,
Not quite sure what to do with you. I have a nice write parked here at the pc; but have not yet decided upon the pathway.
Perhaps I'll just remove you from my holiday card list.
Don't torture yourself with reading the Funds Boat. No one here…
Howdy Accipiter,
Still getting used to the nuts and bolts at the new shop here.
The reply feature would be way to link the posts together.
Why change the title line? I already place the date for reference.
Ya don't even want me to keep the Funds…
Hi Hank,
Here is quick look via TR Price's M* for the bond mix.
Medium-Quality Limited-Term 3.3%
Medium-Quality Moderate-Term 27.7%
Medium-Quality Extended-Term 0.00%
Low-Quality Limited-Term 16.2%
Low-Quality Moderate-Term 9.7%
Low-Quality Exten…
Hi Accipiter,
Thank you for your time and efforts with this.
Will just have to limit the writing of any thoughts I have; which may be a good thing to others...:):):)
Regards,
Catch
Hi Accipiter,
Looks like the post will be little or no chatter box.............as I sure don't plan on posting two Funds Boat notes.
Thank you for your time with this.
Regards,
Catch
Howdy,
Here is a Fidelity Work Horse fund:
Fid. Capital & Income, FAGIX
Listed as, and indeed a High Yield bond; that also holds 12-20% in equity holdings, depending on market conditions. This fund, not unlike 95% of mutual funds available is…
OJ.............almost forgot. I know you're thinking, but it was gold; and Catch was talking about silver coins. Well, yes; that was the starting point and as the gold/silver ratio started to change and the main fact that U of T wanted a more "compa…
Hi OJ,
Was really the other way around...........we were the net sellers after MSU (Mich State) turned down the first offer. :):):)
Always knew that helping the neighbor boys count the collection money from the Catholic church....were I stripped …
Hi Shos,
Agree with Investor. Although he and I have FIDO accts; I don't know that you do, too.
Both funds mentioned have done well and don't know if that will last; but both have a decent range of holdings. As far as tax friendly, you may not fi…
Howdy,
ANY of the 19 Harry Browne books (list link here). My first was, "Inflation Proofing Your Investments". This book is the basis for the "Permanent Portfolio" PRPFX.
---I will also second the nomination for "Beating the Street" by Peter Lyn…
Howdy,
I cheated !!! This is a copy/paste of a review of this book; which is on a book shelf at this house. However, I could not have written a better summary; and for the most part this review and the words speak volumes about this house, too; a…
Howdy Accipiter,
I have set all preferences, except the 2 "wall" notifies. I will find what comes about from this.
Thank you for your time and efforts.
Regards,
Catch
I believe you have just about all the kick currently available with your bond mix. The exceptions may be some of the closed end funds that really throw around the bets. I suspect you'll be happy with your holdings for another year.
Regards,
Catch
HEY OJ........now I've always been political neutral and tight mouthed in this area:):):).....so will move right to the money.
Watching a broad sectors of futures, I don't find that the traders really give a rip one way or the other. I still find i…
Howdy Anonymous,
Yes, this could fit in all categories; but I chose to place it here with funds where it will likely get the most traffic and use.
Take care,
Catch
Hi rmt,
YES, but the limitation of $5K per year and foregoing one's part of a retirement plan would not be my personal preference. One may, if I recall the IRS info properly is that a 529 annual limit is $13,000K per year.
Your point, however; i…
Howdy,
First, congratulations to both of you; and to looking forward for your newborn.
ROTH IRA's, a few things to consider:
---A ROTH IRA will be limited to $5,000/year and less if your income is more than $105K/year.
---Your household will …
Hi OJ,
Not sure about this part of your reply to my write...........
"• From the WSJ article: "The CBO found that Mr. Ryan's plan would, by 2030, essentially force 45% of retirees to pay for 68% of the costs currently paid for by Medicare." So Ca…
Hi OJ,
Not sure about this part of your reply to my write...........
"• From the WSJ article: "The CBO found that Mr. Ryan's plan would, by 2030, essentially force 45% of retirees to pay for 68% of the costs currently paid for by Medicare." So Ca…
