Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Another stick in the fire will be how much really gets done by anyone or any of the 1,000 or so committees that are in place as part of the fix programs................as the month of August for Europe, much of eastern Europe, also Russia; is pretty…
Many folks invest via IRA's, 401k, 403b, 457 and gov't plans; and one may classify them as "investing" for a variety of reasons; but the majority are not "investors". Thus no rebalance of something very few understand through lack of time, passion o…
Howdy,
This link is for MSCI indexes. You may find a page load with some legal stuff........you know, you won't sell this data to your neighbor, etc. I clicked agree and everything is fine. The data page loads are very fast. I picked around to find…
Hi scott,
What does this graph represent?
Side note: We held FDLSX, but sold in May; as some of the numbers of companies in the holdings were looking a bit weak. Not that one could use this fund or the holdings as a proxy about overall conditions …
Reply to @johnN:
Howdy, thank you for this note. May check this, too. We will likely remain with Verizon; as coverage is excellent in many places in MI (and everywhere) and we also have a large number of friends and family with Verizon, which lets …
Reply to @Mark:
You noted: "In summary I would say to decide on which carrier works for your primary location and purposes and then choose the phone. If you'd like toput off that decision go on Ebay, plug in your current model phone and see if ther…
Hi Sven,
Thank you for your notes. The wifi aspect of the smart phones do add value, in my opinion, too. And we all know wifi is just about everywhere today.
I will check your link; and I always look for discussion forums to get clues about what f…
Reply to @johnN:
You noted:
"What are your thoughts about getting ipads? these are little more money but much worth it, better than lap tops/cell phones or pc."
>>>>> Our daughter will likely get an Ipad for use with school; as this…
Reply to @johnN:
You noted: "I've talked to wifey about this. I have computer access to internet at work, and also at home. why you need iphone is beyond my understanding. I understand you can serve the net any where but most of the times I spend a…
The current low yield environment may also be critical to the abilities of some pension funds and insurance companies to maintain money levels to satisfy current and future obligations. The current bright side for them is that they should have decen…
Howdy Sven,
You noted: "As I recalled TIPs funds provided negative yields over a year ago. We are not facing high inflation today comparing to that of the 80's. There is no compelling reason to own this asset class other than fear itself."
>>…
Howdy bee,
Thank you for the article and your notes.
Somewhere between the delicate balance of money pumping by central banks and the continued aspect of delevering of the consumer will, in part; determine gold pricing outcomes in the next 12 month…
Reply to @MaxBialystock:
Per MWTRX's prospectus: PRINCIPAL INVESTMENT STRATEGIES
The Fund pursues its objective by investing, under normal circumstances, at least 80% of its net assets in investment grade fixed income securities or unrated secur…
Howdy AndyJ,
You noted: " For example, TEI, the Templeton EM CEF, in the past 3 months has gone up in price by 8.75% and in NAV only 1.33%. The bandwagon may be getting a little crowded."
An excellent point with which to view an investment area tha…
Howdy hank and Sven,
As Pat Benatar, a most talented singer once phrased: "Hit me with your best shot, fire away!" You can hear that now, eh?
Ok, no pure math with this, although the TIP etf is at $121 as I write this and is a reference point.
In…
Howdy Investor,
I am sure you have also been monitoring "our inhouse", at Fido; FEDDX fund, too. Currently, about 60% sm cap and 40% mid cap in developing markets, and is really spread around globally. Performance for this new fund is impressive whe…
Howdy msf,
I recall from the late 70's, and reading the paper contract, related to either the checking or savings acct. at a local bank; the bank's legal right to impose a 30 day period, during which a limited amount or no monies were required to be…
Hi Old_Joe,
Your note about the hot air ship could bring forth some good editorial cartoons, eh?
One can imagine the end of a meeting and the word is given to get that ship into the air and we promise that by the time you are scheduled to arrive; w…
Howdy MikeM,
Thank you for the link and your thoughts about all of this situation. I suspect this event is common for some folks; but we have not encountered this before.
Take care,
Catch
Howdy hank,
Thank you for your thoughts about all of this with your posts. Likely will obtain a new card now from the cu or Fidelity, let the card be happy for a few months and then cancel the card that is moving to B of A sometime in September.
Ta…
Howdy icyone,
First, thank you for your thoughts about this situation.
We have an excellent history with this current card back to 1979.
As you too noted; our preference is to maintain and support our local
bank and CU's; all of whom are in very g…
Howdy fundalarm,
As to PONDX and losing ground in August, 2011; I am sure this was part of Pimco's overall position of being light on Treasury issues at the time, to which Mr. Bill expressed a miscue later. PTTRX also found itself in a similar posi…
Hi Bitzer,
As has been noted, the Pimco "PLUS" equity funds use the special tools to attempt to obtain the objective. I personally don't have a problem with this, but an investor must be aware these are not plain vanilla investments in company equi…
Hi romroc,
Not knowing your vendor choices; but I will advocate looking at Fidelity's FRIFX real estate fund; which could be a single fund holding or an addition to the real estate area.
The fund is fairly conservative with about a 50/50 mix of com…
Howdy Investor,
Thank you for your note about this. I am not deceived or mislead by the prospectus or methods used by this type of fund.
I have placed this link for all, relative to your note and fundalarm's comment regarding portable alpha.
por…
Hi Hank,
Both articles are areas we all deal with and these areas have been discussed at FA and here, to the benefit, hopefully; of all. Thank you for the articles links.
One note from the 1st article and is noted again in the 2nd article:
"You …
Hi Anna,
Perhaps something like this? TIAA MM?
The document also notes "stable value"; although the holdings look more traditional to a MM. From my recall of several years ago, stable value funds may or do hold types of "synthetic" bonds.
Fidelity …
msf noted: "Though even then, consider the rest of the letter in the annual report, where Cambiar acknowledges that its traditional methods don't seem to work in this choppy, close-to-zero interest rate environment. Their underperformance (as oppose…
You noted: "I just follow the market response. (to the Fed & other)".
I agree with this view; and is what our house attempts to get a feel for the resulting market moves to whatever is put in place here or other countries to deal with the vario…
Howdy Kaspa,
As to the fundamental side of life and with some/many fundamental conditions being perverted by central bank actions and the trading machines (in my opinion); I am trying to connect your HDV with the TLT you note.
Aside from technical …
Ah, TED. What an excellent association of knowledge. I wish I had enough time to take advantage of the many topics discussed.
As to the options available to we investors today; I willing accept the choices, versus the limitations decades ago.
Just…
Reply to @johnN:
You noted: " don't know if buffett is reading in MFO, he is 10x smarter than all of us combined."
>>>>> I have not agreed with his rosy predictions for 2 years, as well as others of note. I do believe some of them st…
Reply to @Gandalf:
Ratios available: 3.07, 3.31, 3.55, 3.73, 4.10, 4.56 & 4.88. There were a few other mixes based upon 6 cyl. motors, etc.
I chose the 3.73 as it is enough gear to pin into the seat through the gears and yet allow for a decen…
Howdy Gandalf,
Hey, OJ posted about 10pm PST. He is probably just messing with us.....I agree. Although his wit and humor is always welcomed here, at MFO. I wrote about midnight EST and probably should have already been sleeping, or perhaps was ne…
Perhaps Mr. Buffet has been reading MFO posts recently.
We each have to filter what we read and hear to attempt to obtain a better understanding of relationships with all financial situations and what impacts may be present today; and going into th…
Hey OJ.......Howdy,
bee and I are performing a test here at MFO, based in grammar study, the meaning of words, comprehension and retention of the implied meaning; and interpretation of the implied meaning. Kinda like attempting to read a congressio…
