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Won't his plan run into the "demographics" problem zone?
Now, if there was a way to "zap" the 65+ year old group out of existance, without the costly medical aspects; they would no longer pull upon social security; but their input monies would rem…
Howdy MoneyGrubber,
Fundalarm provided excellent points for consideration, relative to what type of bond fund, some diversification away from 90% equity exposure with a bond fund and looking forward as to what will be driving forces in the future t…
Hi fundalarm,
Yes, PONDX and likely other Pimco funds do have a daily value related to accrued income calculation.
I will agree about charting sites and whether or not a full "total return" is indicated.
In particular, I do feel comfortable with t…
Hi msf,
Further investigation using PONDX, which is a fund, where we have monies; and relative to Stockcharts.
We take peeks at this chart (named Sharpchart) at Stockcharts mostly for moving averages and relative strength. Among other settings, th…
Hi andrei,
Thanks, andrei.
These charts (Stockcharts), do apparently adjust, at some time frame so that "total return" is reflected in what I find at these charts, viewing over a longer time frame. Would you agree with this?
Regards,
Catch
Welcome NumbersGal,
When running the following tickers, I obtain total returns that are matches and/or near matches for total returns at Fidelity, M* and Stockcharts, for YTD. FAGIX did vary about .5% and PONDX varied .1%, all others were the same.…
Howdy Charles,
First, thank you for your time and effort with the charting, lay-out and related. I know this is much work.
"If interest rates and inflation move quickly up, the market value of the bonds that you (or your bond fund manager) hold c…
Max,
You noted: -Vesting method: 3 year cliff.
-Employer contribution: ZERO for years 1 and 2. After that, 100%. (Again, 100% of... WHAT?!)
This area would have to be defined directly from the HR dept. at the hospital. All organizations have their…
Most interesting, fundalarm. I would not have been surprised with some individuals selling before year end, even considered if more monies would or will move into muni bonds next year; was more surprised to find companies issuing special dividends a…
It appears the total bond holdings are about 13% of the fund; and the majority of "fixed income" is between the 5 and 10 year duration. My take at this time is that this range is a decent place to be parked for these type of holdings. Not as much go…
Hey there bee,
We would likely only have mortgage related issues that reside inside of multi-sector bond funds or a perhaps use a more dedicated fund to this sector of one of the sterioid varieties from Pimco or Gundlach. Fidelity has a couple of re…
Hey Investor,
Were we within some "Twlight Zone" thing with this? Read both of our replies to Max; although the post times vary. Excellent advice, by the way.
Very strange, eh?
Catch
Welcome to MFO, TNK.
Check this link and scroll down the distributions list and you will find today's date is within the normal short/long term distributions period for this fund. There was not any action in the overall long term bond sectors today…
Howdy Max,
As Investor noted; the choices are not all that bad. A few additional thoughts about all of this for consideration and/or options.
--- Your gross household taxable income will be reduced by the amount of your wife's 403b contributions, if…
Max,
A blip before I must travel the roads.
It is not uncommon for a retirement plan, and it seems in particular; a non-profit organization to have the retirement plan wrapped inside of an annuity. It would be nice to find a more normal path for a …
Howdy hank,
You noted: "When any asset class's valuations have risen year after year, and when flows IN continue to increase despite these high valuations, than you're setting the stage for something most unwelcome to occur. The timing, shape, scop…
Hi msf,
Thank you for a "good" look at the write. I, apparently; was a bit on the shortside of the caffine and time of day for my reading/comprehension skills during my reading period.
Regards,
Catch
Howdy Skeeter,
Yup.........lots of data/charts at this site.
This is a nice view, too; of some sectors..... http://finviz.com/groups.ashx
Not unlike yourself, another 12 hours in my day would just about cover my tasks and free time.
Thanks, Skee…
Howdy Shostakovich,
Can't recall, but thinking you have acct. at Fidelity. If so, the following could apply:
Fidelity has plans one may set for x-fers between a bank/cu acct. and a Fido brokerage acct. (which allows for the most flexibility).
Fido…
Excellent, David. Hopefully more folks will stop here and share some thoughts.
Do you feel "It's time to go?"; relative to some bond sectors?
Take care,
Catch
Here is a view of "Our Funds Boat". Not much top speed, but a lot of torque for heavy portfolio work. The good old boat is also able to take a lot of beating and banging without much damage. It won't win any boating beauty contests; but that was nev…
Howdy Bud,
Thank you for the link. A short and to the point write by the author. I also checked the links. Ted placed a post yesterday (Dec 3) related to floating rate/bank loans; which I do check; but do not have investments directed in this area, …
Many fund companies/management are watching the likes of Pimco, Doubleline, MetWest and others with excellent teams in place, and using the special tools; to bring forth yearly returns which defy the name of the bond fund(s).
The high yield bond sector bucked the trend on Monday with the HY sector moving in the opposite direction of U.S. equities.
HYG = +.51%
JNK = +.38%
These two were likely candidates for hedge funds and other large trading groups. Profit taking for …
Howdy circa33,
Hoping you and yours are doing well. That time of the year again in your area and in Michigan for the ground to attempt to become frozen and covered with that frozen water stuff, eh?
Take care,
Catch
Morn'in fundalarm,
You won't be crucified from this house. This is the nature of the investment world to which we here have chosen to accept the rules and/or methods of the game. Our house is not blind to what type of tools are at use to obtain retu…
Howdy BWG,
MFO's fundalarm is invested with this cef .
Ron noted this in the recent PIMCO thread here.
For practical purposes, although not etf's or cef's; what ron has listed for a Pimco fund is the longs and shorts; which are in place within ma…
Howdy Charles,
Yes, I fully agree. The education aspect has been discussed numerous times, including at the FundAlarm site. Very few (less than 5%) folks I have known for more than 30 years have ever placed much thought into investing their monies;…
Hi bee,
fixed-income investors are going to likely earn their coupon with less and less prospect for capital appreciation
An aside, which has been discussed here; are the millions of others who are not investors, but those perhaps ages 65-100 years …
David, thank you for your time and efforts with the monthly commentary; and all of the "behind the scene" work. Your clock must have a 36 hour/day rotation. I have one heck of a time plugging a few hours a day into the investment side of life.
Take …
Morning Ted,
Yes, the manager/team has performed well; including 2008 and hopefully will continue going forward. We do hold PONDX, which is the "D" share class of the "income fund", and I recall a few others here, who also hold this fund.
Regards,
…
From the first article....."ETFs are generally believed to represent the investment
behavior of institutional investors"
YES, these actions are hedge funds and related.
Howdy Max,
Oct. 31 indicates only about 16% Treasury related, 30% corp. and about 50% mortgage related.....data here.
If DLFNX blows up, there will already be a lot of other bond blood upon the wall, first.
At this point in time, Mr. Gundlach i…
Ah, scott; you just did a "front run" on me with this.
Whether folks like him or not; he should be read and an attempt to understand his point of view.
......"he only does the Saturday NY Times crossword; as the Sunday version is too easy and not …
Hi bee,
Time for my head to be at the pillow; but, I will presume your listed quote is from the working paper, of which, I read the first 10 pages.
As to the quote, and what has been discussed here before; the majority of individual investors who …
Scott............I had the same thought about the word blips.
Pretty sad that I would even consider an ethics problem; that someone in D.C. would call a few friends and advise to buy a few select etf's to hold for a couple of hours; as such and suc…
Thanks, Ted.
Even though our house is currently bonds; the bond roads are becoming more crowded (investors) and playing near this highway must be monitored with care. Be the monitoring for another year or two or.......
Howdy scott,
You noted: I think catch is well aware that fixed income performance will not go on like this (although timing the turn is not possible), but I think what some on the board are curious about is what does catch view as the general plan…
