Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Howdy Ted, :) :) :)
Thank you for the reference.
A special request was just called into the station, for you..... hold on, I'll get it started right now.
Wait a minute. Another request, thank you, caller number two.
Have a pleasant remainder of…
Hi OJ,
I don't know that it is all lack of interest; but perhaps lack of time available for some subject areas.
This topic could have books written about it, eh? Oh, wait .....
The social ramifications have been and remain large and important, rel…
Hi Mona,
I should have (been too busy here) noted the page link as a decent place to review funds. I like the layout, too.This is a fairly new function/layout at Fido and the nice part, too; is that anyone may use the area. The other "tabs" are use…
Hi hank,
I agree, the article wasn't stellar. That is why I noted about the comments section, which I considered more worthy. Many times we learn more from the comment area, than from the original story. Heck, we all read many articles that never ge…
Reply to @Ted:
Well, you know the point. Knowledge is power, in many forms.
University at this house, for the parents, is long ago paid.
But for those who desire; but can not afford a higher education, will continue to lessen the quality of life i…
Reply to @bee:
Agree. Ann Arbor, MI; Univ. of Mich. main campus, has maintained a strong real estate market through the thick and thin economic swings in this state. 'Course this and everything related to universities/community colleges and their s…
Added: This link is an excellent tool to use to look at a paticular school and/or for comparison of pricing. The left edge data entry area allows one to place selected information for the search. After finding a particular school, there are numerous…
Reply to @Mona:
IBM 401k Plus Plan Click upon the green tab named "All Funds" for the list.
The page notes 194 funds. One usually has to be registered at these sites for full info.
Catch
Reply to @Ted:
You noted: "Granted not all 401(k) plans have very good fund options, but you should in the best they have to offer."
You answered your own question. I will state again, as you noted; "Granted not all 401(k) plans have very good fu…
Howdy Ted,
Okay, Ted; I'll ask again. Why the attacks. Folks here at MFO should know where this is coming from. Have I ever been negative or nasty to you?
I just don't understand.
Regards,
Catch
Howdy MikeM,
You are correct; and Ted is correct for his circumstance. My reply to Ted and golbu1 is that through one's working career and employee retirement accounts; circumstances with which we have no control cause different requirements for in…
Reply to @Ted:
I already stated that SPY equivalents are available and used. And why wouldn't we want our chosen balance to each account? We don't want one account too heavy towards bonds and another too heavy against equity. We attempt to blend eac…
Howdy golub1,
You noted: " My question is since when we are talking stocks why is that so many individuals own 20 and 30 equity funds?"
I don't recall anyone here at MFO stating they owned 20-30 equity funds. Perhaps someone may have 20-30 funds o…
Reply to @Ted:
You noted: Why do they own 20 or 30 equity funds ? They don't know anything about investing, and want to make fund companies rich. Having to own 8 different funds for large-cap exposure is total nonsense. You can have adequate expo…
Morn'in Charles,
I requested to Fido, to provide to me; the correct data regarding the 3.5% load indicated at their fund summary review page for FPNIX. I am sure this is a data entry error; as Fido does not add loads to funds, and as you are aware,…
Howdy Charles,
This is the Fido page link for FPNIX. Scroll down a bit for the expenses, below the "Details" section. 'Course, as we all discover, pricing varies among the big houses for funds outside of their own mix. I don't find another share cl…
As noted previous; and applied for our house having 8 different retirement accts; with 401k's, 403b's and our IRA's (trad. and Roth). One grabs what is available with some of these accts' and many plans are not all that great for fund choices. If a …
Reply to @Charles:
Yikes, Charles. FPNIX has a 3.5% load at Fido, plus the .57 ER and short term redemption fee. Pretty much a wash against plain old BND with its .10 ER; although with a higher losing % YTD.
Thank you for all of your time and effo…
Reply to @Ted:
Yup! And your point is ???
I'm sure more folks than yourself read his blog or Washington Post articles.
As to your link, too; looking at the time frames of the postings, I was in "post-production/edit" when you posted. "My bad",…
Perhaps China could just buy Detroit and all of its debt; a restructed "Renaissance Zone" for manufacturing. China could then have a more diversified international portfolio with nat. gas facilities in Texas, other natural resources in Canada, rare …
Howdy Junkster,
Before I crash into a pillow; as my very tired head is fully full of meaningless fluff tonight, I presume the balances shown for those age 60-75 are for an individual.
If this is the case, then it is possible that one could double th…
Well, will skip the writer's note about "Whip Inlfation Now" and Jimmy Carter; although the writer did get the proper decade.
As to bonds and safety....tis just a matter of full faith and trust and how many folks want to hold and buy them........ot…
Thanks, Hank.
From the story.
"In a statement, Schneiderman said that "the securities markets should be a level playing field for all investors." Preet Bharara, who is the U.S. Attorney for the Southern District of New York, has also invoked the …
Howdy Charles,
You noted: "mixed feelings about Fido".
Might you write what you have found or find with Fido that causes you concern.
Thank you for all of your time and efforts here at MFO.
Regards,
Catch
Yes, indeed; related in part, to boomers retiring and rolling 401k, 403b's and related. I know of two folks just by chance. These folks need and want someone else to advise and place the investments.
So, not necessarily related to commissions; but …
Morn'in STB65,
Here is the MFO link:
http://www.mutualfundobserver.com/discuss/index.php?p=/discussion/7079/efficient-sectors-and-indexing/p1
Search via Wordpress/MFO is a very weak function. I used only the word "index".
Take care,
Catch
Junkster, you beat me to the post...but same thought.
Stansbury/SEC
Marketing; ah, yes; what a publisher needs, eh?
A side note might indicate for the article; that if the junk bond market is crashing or has crashed per Mr. Stansbury, there woul…
Hi Ted,
Whomever is at 20% YTD would be at least 80% equity, I suspect.
Now, exceptions would be 60-70% equity; but with funds that are currently setting at +35% YTD.
I doubt our house will see 80% equity holdings again; until perhaps, in the nex…
Hi scott,
As noted to Ted:
About 40% equity via VIIIX, VSCPX, DODGX, PRHSX and some equity exposure from FRIFX, FAGIX and LSBDX.
But, we have about 16% cash from earlier bond sales. This is the head scratcher right now and the temptation to add …
Howdy Ted,
We're okay here, too.
About 40% equity via VIIIX, VSCPX, DODGX, PRHSX and some equity exposure from FRIFX, FAGIX and LSBDX.
But, we have about 16% cash from earlier bond sales. This is the head scratcher right now and the temptation to…
A few that probably wouldn't be on the list, eh?
---Barren Oak fund, long term poor performance
---Blackjack Oak fund, aggressive fund; but with poor management and returns
---Maul Oak fund, poor management style, psuedo hedge fund style
---Possu…
Howdy VF,
Oligarchy has always worked for me:
ol·i·gar·chy
[ol-i-gahr-kee]
noun, plural ol·i·gar·chies.
1. a form of government in which all power is vested in a few persons or in a dominant class or clique; government by the few.
2. a st…
Perhaps an important note from the below linked article: The 2012 Census of Governments counted 38,917 general-purpose governments throughout the country, 21,683 of which were located in states with laws permitting Chapter 9 filings.
Cities and Cha…
