Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
You are allowed to earn up to around 100k abroad without being liable for US taxes, if there is a double taxation agreement between the US and the other country. It might make more sense to file, but without having filed, then there isn't any statut…
US and Canada share banking info. The US has access to what Americans earn in Canada.
https://www.telegraph.co.uk/finance/newsbysector/banksandfinance/11196423/51-countries-sign-up-to-share-tax-data.html
Just to clarify, I don't want to have another passport because of laws that could change in the future. The US taxes its' citizens wherever they have their fiscal residency. In Europe they don't do that. In fact, only the US and maybe a few other c…
All US citizens regardless of where they live have to pay taxes to Uncle Sam. I work in Europe so I pay taxes to the country where I live, and to the US. Even though there are tax agreements between the two countries, I still pay taxes on my US inve…
Maybe the parents and the unwanted guest can come to some sort of agreement. For example, the parents can have their house moved, and the guest can stay in the basement.
Hank, are you sure about OSTIX losing 29% inn 2008? Check out the link:
http://performance.morningstar.com/fund/performance-return.action?t=OSTIX®ion=usa&culture=en_US
LarryB, wouldn't that be advantageous if you were reinvesting the dividends? You would be buying more shares at lower prices, which would produce a larger dividend. The NAV would eventually go up as well, wouldn't it?
@Bobpa, would a guaranteed 2-3% a year work for at least some of that 50% of your portfolio? That is what CD's are paying now and they most surely will go up as interest rates rise. That's the good news for retirees. Pretty good hedge against decrea…
Junkster, any suggestions for those of us looking for buy and hold bond funds for the long term? I can't imagine trying to trade in and out of diiferent funds. Looking for a bond fund for income (already have PIMIX). Considering either VWEHX and/or…
OJ, it's no big deal. You get them right back. You can see the different cookies on the Opera browser, and only eliminate the beta.morningstar cookies. I got that cookie back, so I had to eliminate it again. I could probably black list it, but it is…
Thanks all. I deleted all M* cookies from Opera, and I'm back to the old version. They slipped a cookie in there somehow, and I couldn't find my way back...
I second Bonanza. Star Trek will never be forgotten either. These themes have been burned into the psyches of all boomers that grew up with TV. There were so many...The Honeymooners, I Love Lucy, The Tonight Show...the list is almost endless. Don't…
VF, I'm not trying imply that it is your fault. I know that if you go to the American Funds site, they also say that $250 if the minimum. Maybe somebody at TIAA just copied and pasted what they saw on the AF website on to their own page? Yes it's t…
Invest in Mexican helium distribution points which will spring up near the border in order to fill the balloons that will be used to carry people over the new wall.
Thanks OS. An interesting system. You don't seem preoccupied with fund expenses. Have you ever considered using etfs ? Obviously you prefer funds so you must have your reasons.
I didn't read anything in the article that proved that admitting making a mistake means that you will make less of them. The author thinks that, but doesn't substantiate any proof. Correlating this to investing, are we supposed to go with the manag…
I read somewhere that AF are planning to come out with F shares without the 12B fee in January. We'll see. I would be interested in investing in these shares of Income Fund of America and/or Capital Income Builder since I am near retirement, and wou…
Not to change the subject, but why do we say " a pair of pants" when in fact, it refers to only one of them? A pair of gloves makes sense, since there are actually two of them.
OK, let me put this another way. If the fund were to loose 20%, would I also loose 20% of the income that I had been receiving prior to the loss, or would I receive the same income per share (let's say each share received 1$ income per year, would t…
Hold on there Ted. Hate to be the one defending fpacx ( even though I happen to own the fund), but lets compare the 20 year returns, available at marketwatch. Fpacx: $43,123 since 1997. Vwelx: $28,589 since 1997
Thanks Ted. Being that the basic premise of the article is..."In a nutshell, it comes down to lower fund expenses and higher portfolio manager ownership of the fund.", I thought that the load should have been mentioned. Opting for the C shares wou…
What I don't understand is why there is something important about looking back at the ten year returns of mutual funds in the same general group. As if it offers some kind of prediction of future returns. I compared the results of glrbx, fpacx, oa…
On Marketwatch, when you look up a fund, you are shown what a $10,000 invested in 1997 is worth today. Here are the results of a few popular funds:
GLRBX: $26,488
FPACX: $41,022
OAKBX: $30,927
VBINX: $21,956
BERIX: $30,606
I'm using a couple of programs that are designed to intercept a ransomeware attack. One is called hitmanpro.alert. The other is cryptoprevent. I believe they can be downloaded at bleepingcomputer.com I'm using windows.
Funny that nobody has mentioned the insurance companies, that will have piles of cash rolling in. Perhaps they will be even better investments that the healthcare companies?
