Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Reply to @AndyJ: Hi Andy. It is a lot of work, but during bloom seasons I feel like I'm in heaven... and such a relaxing relief from worrying about investments.
I am envious of your woodland project... would love to have acres of trees, streams, e…
Reply to @MikeM: Thanks, Mike, good to hear from you again and glad you are still active in MFO.
I'm very conservative in equities (approx 20% including those in VWINX, BERIX, PGDIX and GLRBX) - and hopefully will be comfortable (though not happy…
Reply to @slick: Hi Slick. Thank you for your response. Hope you had a great vacation.
I am so uncomfortable with the market now that any suggestions/information on diversification that actually works (other than MM/CDs) will be a big help to m…
Reply to @Anna: Thanks, Anna. Hope your portfolio(s) are doing well. It will be interesting to look at some of the previous posts to get a better sense of the market from some of my favorite posters here.
P.S. Someone at MFO was kind enough to c…
Thanks so much, Investor, for your link and synopsis. What is your opinion about this drop...fortelling the future of many intermediate and other bond funds?
Cathy
Reply to @Old_Joe: Hi, Old Joe, thanks for your follow-up. I guess what I don't understand is that the treasury rates seem to be at rock bottom to me, so I don't understand why anyone would be interested on buying those now. Seems like even worse …
Thanks for your follow-up info and links to my LT Treasuries question, Bee. Very interesting. I do like to have at least a few funds that move opposite to stocks. I've even looked inverse equity etf's, but am unable to tolerate the huge losses du…
Hi CaryR. I am extremely risk-conscious... probably too much but since I would be happy with portfolio returns of 5+% annually, I don't need to chase high returns by adding higher volatility/risk.
Given that, I added ARIVX (another great MFO recom…
Reply to @fundalarm: Thanks for the follow-up, fundalarm. You're right. What I should have asked is "what is known today about the type of crash we are most likely to have next... and the differences between that and 2008." I thought that would b…
Reply to @Investor: Hi Investor. Thanks for your input. I don't see how LT Treasuries could go any lower.... but that's what I thought a year ago. But I guess the thought of "safety" is what continues their input. I have quite a few ETFs on my W…
Reply to @AndyJ: Thanks, AndyJ. I think I'll go with RPHYX, ADBLX or WEFIX (or a combination with PONDX) - and let the managers far more knowledgeable than I decide what moves to make.
MARK: I knew I had responded to your comment, but just now found I had not actually posted it. Sorry for the delay.
Reply to @Mark: Thanks for the suggestion, Mark. I have DBLTX in my other account and have been very happy with it. But since t…
Reply to @catch22: Thanks so much for your follow-up explanation, Catch. I stated it poorly that TIPs lost too much for me in 2008. What I meant was that, since I am hoping for small GAINS during the next crash ONLY for my husband's NEW ROTH accou…
Reply to @scott: I completely agree with you about the unrealistic expectations of our government (or some world governments for that matter) all of a sudden taking responsibility and actually fixing things. Most are such stupid, egotistical, blin…
Reply to @mns: Thanks, mns. I would have thought long-term treasuries would be the worst investments given the way this economy has fallen... but I did hold on to one long-term treasury MF until a few days ago and it kept surprising me by continuin…
Reply to @VintageFreak: Thanks, VintageFreak. You have exactly defined my problem, which is what kind of crash/recession can we expect to have this next go-around? How similar, or not similar, will it be compared to 2008?
Have you ever invested i…
Reply to @fundalarm: Thanks, fundalarm. I have nice size investment in RPHYX in other account (made investment Jan 2012 due to MFO's review)... and from what I have read, this fund is the type I am looking for in this account... I just wish it had …
Reply to @catch22: Wow, Catch... thanks for taking so much of your time to respond.
I am confused about your TIP recommendation. Aren't TIPs best used to combat inflation when one expects a recovery and not a recession? The negative yield doesn't…
Reply to @scott: Thanks for the follow-up, Scott. PAUDX is definitely on my watch list. I tried to watch the Arnott link, but my stupid computer won't play it. Definitely a love-hate relationship there (but definitely "hate" relationship with my …
Reply to @claimui: Thanks for your feedback, claimui. I have, and also like, RPHYX in my other portfolios, along with several other "lower risk" investments there I am happy with. But my problem is that so many of my MF's/ETFs are new that don't h…
Reply to @scott: Thanks for the specific suggestions, Scott. As I responded to Skeeter, our far more substantial taxable and 401(k) portfolios are comfortably balanced for me risk-wise, so I really appreciate your "possibilities" MF listings for me…
Reply to @Skeeter: Thanks for your input, Skeeter. I certainly don't want to chase equities now given the government's complete inability/unwillingness to actually try and fix the problems. My taxable and 401(k) portfolios are already even more c…
Reply to @Mark: PERFECT! Thanks so much, Mark! I haven't used ST's "get quote" since I use M* and other sites for almost all my research - so it is really nice that I can locate the information I need for this easily.
Your transfer technique whic…
My many, many thanks to Scott also, as well as several other members here who have continually given me such great support and help. I am continually amazed and grateful at the amount of time so many here take to respond to my many questions. And …
Reply to @fundalarm: Thanks so much, fundalarm, for your very concise follow-up explanation. Your link also really gives me a much better idea of what to look for.
P.S. I didn't know what "Bloomberg Terminal" was, but found nice answer in Wikip…
Reply to @Mark: Thanks for your follow-up, Mark. I don't have a Fidelity account, but did post Scottrade's response to my reply to Scott above. It sounds like Fidelity is making an effort to assist customers in reinvesting etf's/stocks by taking …
Reply to @scott: Thanks for your follow-up, Scott. I received the following response from Scottrade, so it sounds like ST does not have option for them to auto reinvest ETFs/Stocks..
"We do not currently offer dividend reinvestment for stocks or …
Reply to @Mark: Thanks, Mark. I must be using the wrong dates since several here have mentioned the difference between "declared" and "pay" dates - so I've asked above how to find "pay" dates.
I'm just reading your response to Scott re Fidelity. …
Reply to @fundalarm: Thanks fundalarm. I just saw this comment from Andyj also. Another novice question. Where can I find the "Pay" date for these investments? I have been using M*'s "Recent Dividends" or "Latest Distributions" EX date to compar…
Reply to @AndyJ: Thanks, Andy. It would be nice if Vanguard (or other brokerage) allowed auto-reinvest without charge for all etf's/stocks, etc., so it's interesting that Vanguard said the reason was the newness of BOND, and not just a general poli…
Reply to @Old_Joe: Thanks Old Joe. I did have an account with Scwab, but the $49 trade fee for non-ntf funds just too much - especially during the time I was fast learning with everyone here and changing my investments more frequently until I foun…
Reply to @scott: Thanks, Scott! I did receive a call from local ST rep regarding this.... but received wrong information regarding another matter. After 15 minutes of him trying to show me how to track ONLY cash balance information online (so I c…
Reply to @Hiyield007: Hi Hiyield007. It's nice to see all these new names in MFO.
My experience with Scottrade Customer Service has been dismal. 9 out of 10 times I either receive the wrong answer, a misleading answer, or no answer at all. In s…
Reply to @MikeM: I wonder what the result was? I got two calls AFTER the meeting was supposed to be held asking for my vote by phone. I explained twice that I HAD voted online and I DID receive email confirmations of my vote over the weekend. No…
Reply to @Investor: Thanks, Investor. Voting against is my preference, but only because I didn't understand enough about it to vote for it... so I couldn't justify changing a good thing for unknown. The meeting is on Monday, so I'll vote online th…
Thanks so much to Shadow and all of you who gave input on this topic. I've been getting several calls, letters, etc. from Yacktman to enter my vote over the last couple of weeks.... and am very ashamed not to have followed up as this is a responsib…