Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
I gather that I could have left off my second sentence, although both were genuine. I, like so many others on MFO, Armchairinvesting, Big Bang!, and the old M* days, have unfortunately become very conditioned to FD's "prognoses" after the fact.