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Retirees Face High Stock Prices And Low Bond Yields

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  • So does everyone else. What's special about retirees?
  • The article draws the lesson: "hold cash, maybe".

    I've been drawing a different lesson for the accounts I deal with that need to generate elder care income: "focus on total return, not yield (maybe)".

    I have been trying for total return with a few different investment "sleeves", a couple of which are variations on the theme of a balanced portfolio. These more diversified sleeves have been doing a lot better in the past couple of years than my all fixed income sleeves have done, and way better than cash, of course. I think what people have to get used to is not having a smooth and predictable ride.

    FWIW

    gfb
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