HSA = Health Savings Accounts. HSAs have high-deductible health plans (HDHPs) and are preferred by many young professionals.
""....But starting in January, bronze and catastrophic plans will be “HSA-compatible,” even if the plans don’t meet the previous high-deductible health plan rules, the IRS said Tuesday.
In 2026, these enrollees can start making HSA contributions. The health plans don’t have to be purchased via the ACA exchange to qualify.
Trump’s legislation also made permanent the “safe harbor” for certain telehealth and remote health services for high-deductible health plans, which was temporarily allowed during the pandemic.
Retroactive to Jan. 1, 2025, individuals can still use these services before meeting their deductible without jeopardizing eligibility for HSA contributions, according to the IRS.
Starting in 2026, certain direct primary care arrangements, or PCA, which aren’t billed through insurance, also won’t block eligibility for HSA contributions, with some restrictions. Plus, these individuals can use HSAs to cover their PCA fees, the IRS said.....""
https://www.cnbc.com/2025/12/11/health-savings-accounts-trump.html
