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vanguard's 40\60 is the new 60\40, w/ u.s. 20% max
bit surprising vanguard seeks publicity for their model results ...have also seen like results at other allocaters. in no way am i a typical vanguard client, but i hit close to this mix late in 2024.
Your link did not work for me, but this works. I have no idea if he is correct, but it is intriguing and I shall be watching closely and have already begun rebalancing to less stocks/more FI and slowly adding an INTL component, well before reading this.
That's a good feature on Greg Davis too. It seems that he isn't bitter - he was the internal candidate for the CEO job and was believed to have an edge until Salim Ramji appeared. Greg Davis is Vanguard President and CIO and he looks OK with that.
Agree that is a rare moment to see Vanguard models.
We have over-weighed international stock allocation relative to US since late 2024. Additionally we moved our bonds towards oversea in light of increased federal debt and treasury downgrade.
Comments
https://finance.yahoo.com/news/investment-chief-10-trillion-giant-121231121.html?guccounter=1&guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAACKSnmx0lzxSUD2G0x53ZfL3lgfQoGCA_f6Rr-OpgJDXsP8NkeY5uiBTVl6C1-8GBxOr7-WhYHcwoAOGCPqugr_0R-Vv2CGF0qleyACqP2r3wRpvaE05WdHSC8d1ka2pNk3VShwDQ5kNsn8t_AcMrmNl-JU9F1LUJufQksJABs6e
We have over-weighed international stock allocation relative to US since late 2024. Additionally we moved our bonds towards oversea in light of increased federal debt and treasury downgrade.
M* link
VGYAX
Comparison to VWINX:
https://app.screencast.com/ZrisQjCPJFxve
https://mutualfundobserver.com/2025/06/investing-internationally-for-the-timid-investor/
Going forward, this fund will perform better with more oversea exposure.