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Retirment Income Withdrawal Strategy: TR Price White Paper

beebee
edited October 3 in Other Investing
Drawdown with annuities can balance retirement income and liquidity:
A retirement income strategy that pairs a deferred annuity with a drawdown strategy can offer retirees a balanced retirement experience. This solution provides a hedge against longevity risk, can help deliver adequate income over the long term, and also, with appropriate allocations, maintains a reasonable level of liquidity should retirees wish to access their retirement savings.
Drawdown_with_Annuities_Balance_Retirement

Comments

  • yogibearbullyogibearbull
    Wade Pfau, David Blanchett and others have recently studied the effects of adding annuities (immediate or deferred) to withdrawal studies. TIAA Institute has also done articles on this. But as the Price/TROW piece mentions, SECURE provided additional push by allowing annuitization option within the corporate 401k TDF framework.

    These options have existed for many years within the 403b at government and nonprofit institutions.

  • beebee
    edited October 3
    Fidelity is offering a 3 part webinar... part 1 is on 10/10/24 on the follow topics:
    Topics:

    • How annuities, Social Security, bonds, and other sources may fit into a monthly income plan

    • How your retirement spending might evolve as your priorities change

    • Strategies for allocating your assets into different types of accounts

    • Investing in retirement, with ideas for determining your mix of stocks, bonds, and short-term investments

    • Preparing for “what-if” scenarios, such as market volatility or retiring earlier than expected
    Register for free:

    https://fidelityevents.com/insightsretirementplan2024?cc_source=em_Promo_1165758_1_0
  • catch22catch22
    Thank you @bee
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