I was looking for a way to understand the risk characteristics of my total portfolio and well as sub-sets within the whole.
This free app does all that. But it’s a “royal pain” to understand & use at first. I’ve spent close to 2 hours playing with it and inputting various portfolios. Handles funds and stocks. Easy to register. Use a nickname if you prefer and your choice of email for a confirmation code. Nothing else required.
What I’ve been able to do so far:- Save 3 portfolios (the main one plus 2 sub-sets)
- Compare multiple years’ performance / volatility (including current) on a variety of formats (bar, graph, etc.) to a chosen benchmark (changeable when desired)
- By clicking “metrics” pull up a wide range of metrics applicable to a given portfolio. The benchmark selected defaults to a “beta” of 1. I found, for example, that my overall beta is about .95% of one of TRP’s conservative 40/ 60 funds. For those concerned about “drawdown” it calculates those numbers as well.
- It’s possible ro run some tests before registering. I used my “Alternative Assets” sub-portfolio with just 7 holdings for that purpose.
- Would be interested to know if anyone else finds this thing useful and in what ways.
https://www.portfoliovisualizer.com/
Comments
https://ybbpersonalfinance.proboards.com/thread/311/portfolio-visualizer-pv
From your list of Tips - “The free PV version doesn't allow STORING portfolios (anymore) … “
I found that not to be the case. After logging out (before posting here) I was still able to get back in. All 3 saved portfolios were intact. Bit of a hassle. My earlier password didn’t work. They quickly sent a new one to the same email. The issue is partially with Apple’s password generator which I was trying to circumvent in order to use a simpler password. There’s an option to “remain logged in” which would seem swell as long as you don’t share the device with others.
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Added: The more I use this app the better I like it. It “remembers” you well if you prefer to “stay logged in.” While the free version has indeed saved my 3 portfolios after logging out today, I’ll be curious to see if they are still there tomorrow. A Song - “Will You Still Love Me Tomorrow?”“
Updated Report / Sunday 9/11 - First, the link I provided ceased allowing access. Appears to be designed for professionals only. The link asked only for my email which it rejected when entered. A Google search pulled up the same app at Apple’s App store. On downloading it I was granted immediate access without logging in and found my 3 portfioios still there.
I can understand why this app appeals to professional investment managers. Invredible capabilities. Nice presentation. One thing I hadn’t realized is that “Beta” is a moving target, changing over time. So, in comparing my current portfolios to various benchmarks in 2021 I found them a bit higher on a relative beta basis. I assume it’s because the funds I compare to are a lot heavier in bonds than I am, which held up better in 2021 than in the current year.