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three-retirement-spending-surprisesOur research into real-life retirement spending patterns, however, uncovered three surprising trends that suggest it may be time to re-examine these popular replacement income strategies. In general, we found that:
There is a lifetime spending curve.
There is a retirement spending surge.
There is notable spending volatility at and through retirement.
Understanding and applying these insights may offer stronger options to optimize withdrawals and help retirees make the most of their assets.