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unusually fine SWR writeup (john tyler williamson)


  • Thanks for posting @davidmoran!

    It's kind of a crap shoot, no?


    Baseball Fan
  • ? not to my mind
  • Sure it is (a crap shoot). Look at his conclusion:
    “ Keep in mind that the 4% rule (or the 4.5% rule, or any X% rule) is a backward-looking observation that is meant to be used as a guideline. It is only a rule of thumb. It makes no promises or guarantees about the future. Allow it to provide a framework for expectations, but remain flexible, particularly in regards to spending in retirement.”

  • Crapshoot doesn’t mean what you think it means, so far as I know
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