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Measuring the Financial Consequences of IRA to Roth IRA Conversions

edited June 12 in Other Investing
Interesting conclusion:
The decision to convert or not to convert may be influenced by external factors beyond maximizing disposable income. It would seem desirable to convert when asset prices are depressed because there is less tax paid and the state of the market is amenable to a recovery. Following the same logic, converting when asset prices are inflated would seem imprudent.

I found this tidbit as a referenced link within the Optimal Retirement Planner which @davidmoran has referenced often. I am finding lots of useful links and information embedded in this planner. If you are approaching retirement or even in retirement this seems like a worthy tool to use.

Linked here:

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