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This is a follow up to my first article on this topic published in April 2019. It gives some updated ideas when buying individual muni bonds and muni bond funds. Other considerations for bond investors
Still reasonable safe assets and maybe slightly better yields than cash. I would consider getting more if near retirement
Here is my problem with this article 1) I appreciate his explanation but I don't think an average and above investor should buy single bond. I'm mainly a bond investor and always bought mutual funds. It's easy, cheaper and I can switch any time. 2) Munis is one of my biggest category sometimes a huge % like now. The chance I will invest in the article choices are slim. I like HY Munis. A 5 year chart (link) is all you need. BTW, I sold all my munis at the end of 02/2020 and started buying on 04/2020.
Comments
1) I appreciate his explanation but I don't think an average and above investor should buy single bond. I'm mainly a bond investor and always bought mutual funds. It's easy, cheaper and I can switch any time.
2) Munis is one of my biggest category sometimes a huge % like now. The chance I will invest in the article choices are slim. I like HY Munis. A 5 year chart (link) is all you need. BTW, I sold all my munis at the end of 02/2020 and started buying on 04/2020.