https://www.yahoo.com/finance/m/d7b7f177-b23d-392a-b7da-f4ed126b430e/how-to-pick-a-target-date-fund.htmlFor many investors who are saving for retirement, a target-date fund is the biggest component of their portfolio.
If your investments are in a 401(k) or similar retirement plan, you may not have a choice of fund companies. Your only choice may be the target year…as in do you want a 2055 fund, a 2060 fund, or something else?
in this household we have been adding to vanguard 2045 the past few yrs every month
hopefully we will be ok 2045