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FYI: It’s October 2009. You’ve been putting money into your 401(k) for almost ten years. 118 months to be exact. The amount of money in your account is less than the contributions you’ve made. All the risk, none of the returns. Thanks for playing, if you’re not into the whole brevity thing. Regards, Ted https://theirrelevantinvestor.com/2019/11/19/the-money-you-dont-invest/