Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
FYI: The late John Bogle, founder of Vanguard Group, said in his 2018 book Stay the Course, “Why do I write? Because books outlive one’s short existence on this planet.” The same can be true of our letters preserved by family members who outlive us. Regards, Ted https://humbledollar.com/2019/11/into-a-cloud/