FYI: Making sure you set money aside for retirement regularly is hard enough. Add in the fact that investing your hard-earned money may seem complicated, and it’s easy to understand why 43% of millennials have less than $5,000 invested for retirement.
However, the alternative to managing your own retirement portfolio is paying fees for someone else to do it. If you have absolutely no desire to control your own wealth, it may make sense to outsource it.
On the other hand, if you are hoping to accumulate as much money as possible, you’ll want to go the DIY route, since those advisory fees, paid year after year, can make a big dent in your wealth. Thankfully, the 3-Fund Portfolio might be the perfect way to invest if you want to keep things simple, low fee and highly effective.
Regards,
Ted
https://www.forbes.com/advisor/investing/how-to-create-a-3-fund-portfolio/?utm_source=category&utm_medium=edit&utm_campaign=etfs
