Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
The price of advice Comparing Two Approaches: Annuity Contract vs. Portfolio Design—There is often a misconception by the Public that they cannot afford a financial advisor. Many times, this leads them to buy products from insurance companies or use a broker to transact trades in a portfolio because it appears to have no cost.