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In this Discussion
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msf
January 2013
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ron
January 2013
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Comments
The absence of capital gains tax for those in the 15% tax bracket wouldn't seem to change the suggestion to keep securities generating LTCGs in a taxable account. It just makes the suggestion even stronger.
On the other hand (for the 1 percenters), there's no mention of the Medicare surtax. That tax weakens the argument for keeping any securities that spin off income in taxable accounts (e.g. one might try to avoid fund that pay qualified dividends in taxable accounts).
It is curious that Schwab suggests keeping Series I savings bonds in taxable accounts, but makes no mention of Series EE savings bonds.