Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
FYI: I have seen individuals make a lot of mistakes – and also good choices -- in my 30 years of working with 401(k) participants from companies like Apple, IBM, AT&T, Northwestern Mutual and many others.