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Jonathan Clements: Where It Goes

FYI: WHEN FINANCIAL writers tackle the topic of spending, the result is all too predictable: lectures on the dangers of lattes, the glories of budgeting and the financial apocalypse engendered by avocado toast, as well as suggestions that earlier generations were far more prudent.

I’ll admit it, I haven’t entirely avoided these pitfalls.

So how should we think about spending? I would focus on how your income gets divvied up among four key categories:
Regards,
Ted
https://humbledollar.com/2019/06/where-it-goes-2/
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