FYI: When it comes to investor returns, data from various sources tells the same tale: The average investors has significantly underperformed the 20-year annualized returns of major asset classes.
For reference, a U.S.-based, balanced portfolio (60% stocks/40% bonds) would have returned about 5.5% over this 20-year time frame, but the average investor gained less than 2%. That’s what we mean by “significant” underperformance—a whopping shortfall of about 3.5% per year.
Regards,
Ted
https://www.etf.com/sections/etf-strategist-corner/top-etf-picks-each-asset-class?nopaging=1
