FYI: Credit cards are the torn Larry David GIF of personal finance:
They offer an interest-free loan if you pay them off every month but they’re one of the biggest destroyers of wealth if you don’t.
They offer some fantastic sign-up bonuses and rewards points when you know which cards to use but they can also hit you with loads of fees if you’re not careful with your usage and payments.
Regards,
Ted
http://awealthofcommonsense.com/2019/05/credit-card-benefits-you-never-knew-about/