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FYI: Tony Isola was the kind of guy other teachers liked to approach for help with their retirement plans. Which investments should they be in? They felt Tony would know, because he used to be a currency trader, and because his wife, Dina Isola, worked on Wall Street. Plus, a guy who could teach social studies to hormone-addled middle schoolers was good at making simple financial concepts intelligible. Regards, Ted https://www.barrons.com/articles/the-annuity-trap-teachers-need-to-avoid-51558743092?mod=past_editions