@_msf and others..
Keogh programs or defined benefits may save you lots tax money (if you have proper 1099 incomes and or self employed -)... Lots step to jump through but everyyhing is legal according to my cpa...
If you are young have long way to go before retirement like 10 15+yrs then these vehicles maybe ideal for you
Initial calculations for us may put next yr and get >10k from uncle Sam tax back - unbelievable returns
Thx for the info
https://www.dedicated-db.com/defined-benefit-plan-calculator/dedicated-db.com/
My cpa highly advise discuss w tax personnel before starting