FYI: As of today, you have a little more than two weeks to contribute to an IRA for the 2018 tax year.
Of course, the heaviest lift in funding an IRA is finding the money to invest: While your 401(k) contributions likely go into your account on autopilot, most of us don’t have an extra $5,500/$6,500 (the 2018 IRA contribution limits for savers under/over 50, respectively) lying around. It’s no wonder so many people rush in their contributions at the last possible minute, just before their tax-filing deadlines. (Bear in mind that you can make smaller contributions than the full contribution amount.)
Regards,
Ted
https://www.morningstar.com/articles/921236/how-to-identify-the-best-investments-for-your-ira.html