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FYI: We all know it’s important to save money for the future. But many people are afraid to invest. It looks complicated, and they don’t know who to trust. That’s why some people stockpile money in savings accounts and CDs. Others (the really quirky ones) stuff dollar bills into mattresses and empty jam jars. But this is like trying to fill a bathtub without the drain plug. Regards, Ted https://assetbuilder.com/knowledge-center/articles/the-best-way-for-newbies-to-invest-for-retirement
I used to think Life Strategy funds were not really good choice. Over time they have improved, costs have come down significantly. But now I am thinking that they are actually pretty good investments for most people. There are a lot more to do in life than watch your investments. They are not perfect but they are pretty well diversified and reasonable balance between equity and bonds.
A lot of people actually under-perform these funds.
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A lot of people actually under-perform these funds.