https://www.sec.gov/Archives/edgar/data/1004658/000114420418065951/tv509720_497.htm497 1 tv509720_497.htm VIRTUS RETIREMENT TRUST
Virtus DFA 2025 Target Date Retirement Income Fund
and Virtus DFA 2055 Target Date Retirement Income Fund,
each a series of Virtus Retirement Trust
Supplement dated December 21, 2018 to the Summary Prospectuses,
Statutory Prospectus and Statement of Additional Information,
each dated April 30, 2018, as supplemented
Important Notice to Investors
Effective December 21, 2018, each of the Virtus DFA 2025 Target Date Retirement Income Fund and Virtus DFA 2055 Target Date Retirement Income Fund (each a “Fund”) was liquidated. Each Fund has ceased to exist and is no longer available for sale. Accordingly, each Fund’s Prospectuses and SAI are no longer valid.
Investors should retain this supplement with the Prospectuses and
SAI for future reference.