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why investing in individaul bonds makes sense..plus a couple of reads
I've benefited from investing directly, not through a fund, in particular bonds. (Israeli gov't, but you cannot currently find the good interest rate available in 2003 when I bought the thing.) Investing directly in Treasuries or US Savings Bonds are not difficult, but is it worth it??? Years ago, with a Canadian connection, I bought Canadian zero-coupon savings bonds, but not in my own name. My trusted contact held the item for me, and paid me when it matured, or when I decided to cash it out.... Their system makes Canada Savings Bonds available for the face value only in November, otherwise you pay for the interest you will inherit, if bought later on. But their interest rates right now are stinky low, like the USA or Germany, or Britain. You have to go further afield now to get a decent interest rate that's worth investing in. In practical terms, I find that bond funds are the way to go.
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