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FYI: Morningstar’s Miriam Sjoblom caught John's attention. For the first time in since forever, she surmised, the 10-year average return for intermediate-term bond funds was above that of Vanguard Total Bond Market Index (VBMFX). (This article uses that fund as its example, but it applies to all funds that index investment-grade U.S. bonds.) Regards, Ted https://www.morningstar.com/articles/902951/intermediateterm-bond-managers-pull-ahead.html
